{"id":6651,"date":"2024-10-16T10:33:19","date_gmt":"2024-10-16T08:33:19","guid":{"rendered":"https:\/\/www.poistim.sk\/poistne-zmluvy-a-ich-platnost\/"},"modified":"2024-10-16T10:33:19","modified_gmt":"2024-10-16T08:33:19","slug":"poistne-zmluvy-a-ich-platnost","status":"publish","type":"post","link":"https:\/\/www.poistim.sk\/skke\/poistne-zmluvy-a-ich-platnost\/","title":{"rendered":"Skontrolujte si poistn\u00e9 zmluvy – ako z poistenia vy\u0165a\u017ei\u0165 maximum?"},"content":{"rendered":"[vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overflow=”visible” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none”][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][vc_column_text css=”” text_direction=”default”]Koncoro\u010dn\u00e9 zhony pozn\u00e1 ka\u017ed\u00fd z n\u00e1s. Z\u00e1pchy na cest\u00e1ch, viac pr\u00e1ce, viano\u010dn\u00e9 pr\u00edpravy, n\u00e1kup dar\u010dekov\u2026 Pri t\u00fdchto, ale aj in\u00fdch z\u00e1le\u017eitost\u00ed sa v\u0161ak takmer v\u017edy zab\u00fada na to podstatn\u00e9 – poistn\u00e9 zmluvy. Pre\u010do dba\u0165 na pravideln\u00fa kontrolu poistn\u00fdch zml\u00fav a \u010do robi\u0165 v pr\u00edpade ne\u010dakan\u00fdch zmien? To v\u0161etko sa dozviete v na\u0161om najnov\u0161om \u010dl\u00e1nku, ktor\u00fd predstavuje povinn\u00e9 \u010d\u00edtanie ka\u017ed\u00e9ho zodpovedn\u00e9ho poistenca![\/vc_column_text][\/vc_column][\/vc_row][vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overflow=”visible” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none”][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][vc_column_text css=”” text_direction=”default”]\n

Platnos\u0165 poistn\u00fdch zml\u00fav<\/h3>\n[\/vc_column_text][vc_column_text css=”” text_direction=”default”]V pr\u00edpade ist\u00fdch zmien, ktor\u00fdch si m\u00f4\u017eete, ale aj nemus\u00edte by\u0165 vedom\u00ed, m\u00f4\u017eu nasta\u0165 ist\u00e9 nezhody<\/strong> nielen v samotnej platnosti poistnej zmluvy, ale aj v r\u00e1mci \u010derpania ur\u010dit\u00fdch benefitov v r\u00e1mci pripoisten\u00ed<\/strong>.<\/p>\n

Samozrejme, poistn\u00fa zmluvu nemo\u017eno vypoveda\u0165 pre ni\u010d za ni\u010d, av\u0161ak, existuj\u00fa ist\u00e9 v\u00fdnimky, kedy nastane to, \u017ee va\u0161a poistn\u00e1 zmluva nebude kore\u0161pondova\u0165<\/strong> s aktu\u00e1lnym stavom poistenej veci – \u010di u\u017e majetku alebo \u017eivota a zdravia. A tu nast\u00e1va probl\u00e9m!<\/strong>[\/vc_column_text][vc_column_text css=”” text_direction=”default”]\n

Pozor na podpoistenie!<\/h3>\n[\/vc_column_text][vc_column_text css=”” text_direction=”default”]V niektor\u00fdch pr\u00edpadoch m\u00f4\u017eu nasta\u0165 zmeny<\/strong> na majetku, ktor\u00e9 nielen\u017ee zv\u00fd\u0161ia jeho p\u00f4vodn\u00fa hodnotu, na ktor\u00e1 bola poistn\u00e1 zmluva uzatvoren\u00e1, z\u00e1rove\u0148 to m\u00f4\u017ee ma\u0165 negat\u00edvny vplyv na v\u00fdsledok poistn\u00e9ho krytia<\/strong> v pr\u00edpade re\u00e1lnej \u0161kody.<\/p>\n

Aby ste sa pospodteniu vyhli, je najvy\u0161\u0161\u00ed \u010das prehodnoti\u0165 potreby poistenia<\/strong> v spolupr\u00e1ci s poskytovate\u013eom poistenia.[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overflow=”visible” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none”][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][image_with_animation image_url=”6623″ image_size=”full” animation_type=”entrance” animation=”None” animation_movement_type=”transform_y” hover_animation=”none” alignment=”” border_radius=”none” box_shadow=”none” image_loading=”default” max_width=”100%” max_width_mobile=”default”][\/vc_column][\/vc_row][vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” top_margin=”30″ text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overflow=”visible” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” gradient_type=”default” shape_type=””][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][vc_column_text css=”” text_direction=”default”]\n

Kontrola poistn\u00fdch zml\u00fav ako povinnos\u0165 ka\u017ed\u00e9ho poistenca<\/h3>\n[\/vc_column_text][vc_column_text css=”” text_direction=”default”]Koniec roka je t\u00fdm prav\u00fdm obdob\u00edm na prehodnotenie cel\u00fdch predo\u0161l\u00fdch 12 mesiacov. Dajte si t\u00fa n\u00e1mahu a prehodno\u0165te<\/strong> ak\u00fako\u013evek (aj t\u00fa najmen\u0161iu) prer\u00e1bku poistenej nehnute\u013enosti, zdravotn\u00fd stav v\u00e1\u0161ho poisten\u00e9ho die\u0165a\u0165a \u010di re\u00e1lny stav v\u00e1\u0161ho poisten\u00e9ho vozidla. Bez oh\u013eadu na v\u00fdsledok, nezab\u00fadajte na to, \u017ee za ka\u017ed\u00fdch okolnost\u00ed bude va\u0161a poistka po nahl\u00e1sen\u00ed v\u0161etk\u00fdch skuto\u010dnost\u00ed<\/strong> aktu\u00e1lna, \u010do znamen\u00e1 pln\u00e9 krytie do bud\u00facna.<\/p>\n

Apropo, ak by ste od poistenia neo\u010dak\u00e1vali pln\u00e9 krytie, \u017eiadne by ste si nikdy neuzatv\u00e1rali.[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overflow=”visible” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none”][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][vc_column_text css=”” text_direction=”default”]\n

\u010co m\u00f4\u017eete urobi\u0165 ihne\u010f?<\/h3>\n[\/vc_column_text][vc_column_text css=”” text_direction=”default”]V pr\u00edpade ak\u00fdchko\u013evek nejasnost\u00ed<\/strong>, nezh\u00f4d<\/strong> \u010di pochybnost\u00ed<\/strong> sa nev\u00e1hajte \u010do mo\u017eno najsk\u00f4r obr\u00e1ti\u0165 na n\u00e1\u0161 nepretr\u017eit\u00fd servis<\/a>, ktor\u00fd v\u00e1m ve\u013emi ochotne a r\u00e1d porad\u00ed, poskytne odpor\u00fa\u010dania a navrhne ur\u010dit\u00e9 kroky k va\u0161ej maxim\u00e1lnej spokojnosti.[\/vc_column_text][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"

[vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overflow=”visible” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none”][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none”…<\/p>\n","protected":false},"author":5,"featured_media":6606,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[56],"tags":[],"class_list":{"0":"post-6651","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-sluzby-skke"},"yoast_head":"\nSkontrolujte si poistn\u00e9 zmluvy - ako z poistenia vy\u0165a\u017ei\u0165 maximum? - Najv\u00fdhodnej\u0161ie poistenie pre v\u00e1s<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.poistim.sk\/skke\/poistne-zmluvy-a-ich-platnost\/\" \/>\n<meta property=\"og:locale\" content=\"sk_SK\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Skontrolujte si poistn\u00e9 zmluvy - ako z poistenia vy\u0165a\u017ei\u0165 maximum? - Najv\u00fdhodnej\u0161ie poistenie pre v\u00e1s\" \/>\n<meta property=\"og:description\" content=\"[vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overflow=”visible” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none”][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none”...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.poistim.sk\/skke\/poistne-zmluvy-a-ich-platnost\/\" \/>\n<meta property=\"og:site_name\" content=\"Najv\u00fdhodnej\u0161ie poistenie pre v\u00e1s\" \/>\n<meta property=\"article:published_time\" content=\"2024-10-16T08:33:19+00:00\" \/>\n<meta name=\"author\" content=\"gtv831@gmail.com\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"gtv831@gmail.com\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.poistim.sk\/skke\/poistne-zmluvy-a-ich-platnost\/\",\"url\":\"https:\/\/www.poistim.sk\/skke\/poistne-zmluvy-a-ich-platnost\/\",\"name\":\"Skontrolujte si poistn\u00e9 zmluvy - ako z poistenia vy\u0165a\u017ei\u0165 maximum? 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