{"id":3768,"date":"2022-11-22T21:29:24","date_gmt":"2022-11-22T20:29:24","guid":{"rendered":"https:\/\/www.poistim.sk\/hypotekarny-uver\/"},"modified":"2024-05-07T15:47:43","modified_gmt":"2024-05-07T13:47:43","slug":"hypotekarny-uver","status":"publish","type":"page","link":"https:\/\/www.poistim.sk\/skke2\/hypotekarny-uver\/","title":{"rendered":"Hypotek\u00e1rny \u00faver"},"content":{"rendered":"[vc_row type=&#8221;full_width_content&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; class=&#8221;gradienthome&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; gradient_type=&#8221;default&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; top_margin=&#8221;60px&#8221; bottom_margin=&#8221;60px&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;default&#8221; gradient_type=&#8221;default&#8221; offset=&#8221;vc_hidden-sm vc_hidden-xs&#8221;][vc_row_inner content_placement=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; left_padding_desktop=&#8221;90px&#8221; constrain_group_2=&#8221;yes&#8221; right_padding_desktop=&#8221;90px&#8221; left_padding_phone=&#8221;10px&#8221; constrain_group_6=&#8221;yes&#8221; right_padding_phone=&#8221;10px&#8221; text_align=&#8221;left&#8221; row_position=&#8221;default&#8221; row_position_tablet=&#8221;inherit&#8221; row_position_phone=&#8221;inherit&#8221; overflow=&#8221;visible&#8221; pointer_events=&#8221;all&#8221; class=&#8221;box-style&#8221;][vc_column_inner top_padding_desktop=&#8221;10%&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; overflow=&#8221;visible&#8221; el_class=&#8221;homebann&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/2&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;advanced&#8221; gradient_type=&#8221;default&#8221;][nectar_highlighted_text text_color=&#8221;#ffffff&#8221; scribble_color=&#8221;#ff4f4f&#8221; style=&#8221;scribble&#8221; scribble_shape=&#8221;basic-underline&#8221; scribble_thickness=&#8221;regular&#8221; scribble_speed=&#8221;0s&#8221; scribble_easing=&#8221;ease_in_out&#8221; disable_mobile_animation=&#8221;true&#8221; custom_font_size=&#8221;60px&#8221; font_size_tablet=&#8221;7vw&#8221; font_line_height=&#8221;72px&#8221;]\n<h1><em>Hypotek\u00e1rny<br \/>\n<\/em><br \/>\n\u00faver.<\/h1>\n[\/nectar_highlighted_text][vc_column_text css=&#8221;.vc_custom_1715088990052{margin-top: 40px !important;margin-bottom: 80px !important;}&#8221;]<strong>Hypot\u00e9ka s najni\u017e\u0161ou \u00farokovou sadzbou? Vybav\u00edme!<\/strong><\/p>\n<p>N\u00e1\u0161 nad\u0161tandardn\u00fd servis sa v\u00e1m postar\u00e1 o z\u00edskanie hypotek\u00e1rneho \u00faveru s najni\u017e\u0161ou \u00farokovou sadzbou na trhu bez potreby osobn\u00e9ho vybavovania.[\/vc_column_text][vc_column_text][\/vc_column_text][nectar_lottie trigger_type=&#8221;autoplay&#8221; mobile_func=&#8221;default&#8221; frame_constraint=&#8221;0.00,100.00&#8243; alignment=&#8221;left&#8221; preserve_aspect_ratio=&#8221;xMidYMid meet&#8221; json_url=&#8221;https:\/\/assets2.lottiefiles.com\/packages\/lf20_cYWJg2.json&#8221; class_name=&#8221;animevedlaceny&#8221;][vc_column_text el_class=&#8221;textvedlaceny&#8221; css=&#8221;.vc_custom_1671190496910{border-left-width: 1px !important;padding-left: 5% !important;border-left-color: rgba(255,255,255,0.2) !important;border-left-style: solid !important;}&#8221;](5\/5) V tomto roku u\u017e viac<br \/>\nako 1000 spokojn\u00fdch klientov[\/vc_column_text][\/vc_column_inner][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; 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row_position_tablet=&#8221;inherit&#8221; row_position_phone=&#8221;inherit&#8221; overflow=&#8221;visible&#8221; pointer_events=&#8221;all&#8221; class=&#8221;box-style&#8221;][vc_column_inner left_padding_desktop=&#8221;20px&#8221; right_padding_desktop=&#8221;20px&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; overflow=&#8221;visible&#8221; el_class=&#8221;homebann&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;advanced&#8221; gradient_type=&#8221;default&#8221;][nectar_highlighted_text text_color=&#8221;#ffffff&#8221; scribble_color=&#8221;#ff4f4f&#8221; style=&#8221;scribble&#8221; scribble_shape=&#8221;basic-underline&#8221; scribble_thickness=&#8221;regular&#8221; scribble_speed=&#8221;0s&#8221; scribble_easing=&#8221;ease_in_out&#8221; disable_mobile_animation=&#8221;true&#8221; custom_font_size=&#8221;4vw&#8221; font_size_tablet=&#8221;7vw&#8221; font_line_height=&#8221;1.1em&#8221;]\n<h1><em>Hypotek\u00e1rny<br \/>\n<\/em>\u00faver.<\/h1>\n[\/nectar_highlighted_text][vc_column_text css=&#8221;.vc_custom_1715088993879{margin-top: 40px !important;margin-bottom: 80px !important;}&#8221;]<strong>Hypot\u00e9ka s najni\u017e\u0161ou \u00farokovou sadzbou? Vybav\u00edme!<\/strong><\/p>\n<p>N\u00e1\u0161 nad\u0161tandardn\u00fd servis sa v\u00e1m postar\u00e1 o z\u00edskanie hypotek\u00e1rneho \u00faveru s najni\u017e\u0161ou \u00farokovou sadzbou na trhu bez potreby osobn\u00e9ho vybavovania.[\/vc_column_text][vc_column_text][\/vc_column_text][image_with_animation image_url=&#8221;349&#8243; image_size=&#8221;full&#8221; animation_type=&#8221;entrance&#8221; animation=&#8221;None&#8221; animation_movement_type=&#8221;transform_y&#8221; hover_animation=&#8221;none&#8221; alignment=&#8221;&#8221; border_radius=&#8221;none&#8221; box_shadow=&#8221;none&#8221; image_loading=&#8221;default&#8221; max_width=&#8221;100%&#8221; max_width_mobile=&#8221;default&#8221; el_class=&#8221;animevedlaceny&#8221;][vc_column_text el_class=&#8221;textvedlaceny&#8221; css=&#8221;.vc_custom_1671190503667{border-left-width: 1px !important;padding-left: 5% !important;border-left-color: rgba(255,255,255,0.2) !important;border-left-style: solid !important;}&#8221;](5\/5) V tomto roku u\u017e viac<br \/>\nako 1000 spokojn\u00fdch klientov[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; class=&#8221;pzpform&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; gradient_type=&#8221;default&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;padding-5-percent&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;top-bottom&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;default&#8221; gradient_type=&#8221;default&#8221; offset=&#8221;vc_hidden-sm vc_hidden-xs&#8221;][vc_column_text]\n<h2 style=\"text-align: center;\">M\u00e1te z\u00e1ujem o hypot\u00e9ku s najni\u017e\u0161ou \u00farokovou sadzbou na trhu?<\/h2>\n<p style=\"text-align: center;\">Vyp\u00ed\u0161te a odo\u0161lite nasleduj\u00faci formul\u00e1r. Budeme v\u00e1s kontaktova\u0165 s ponukou na mieru pre v\u00e1s.<\/p>\n[\/vc_column_text][vc_column_text]<div class=\"wpforms-container wpforms-container-full\" id=\"wpforms-515\"><form id=\"wpforms-form-515\" class=\"wpforms-validate wpforms-form wpforms-ajax-form\" data-formid=\"515\" method=\"post\" enctype=\"multipart\/form-data\" action=\"\/skke2\/wp-json\/wp\/v2\/pages\/3768\" data-token=\"8b130eb7ac1d04109337d0d7ec42f404\" data-token-time=\"1776435351\"><noscript class=\"wpforms-error-noscript\">Please enable JavaScript in your browser to complete this form.<\/noscript><div class=\"wpforms-field-container\"><div id=\"wpforms-515-field_1-container\" class=\"wpforms-field wpforms-field-text wpforms-one-third wpforms-first\" data-field-id=\"1\"><label class=\"wpforms-field-label\" for=\"wpforms-515-field_1\">Vek<\/label><input type=\"text\" id=\"wpforms-515-field_1\" class=\"wpforms-field-medium\" name=\"wpforms[fields][1]\" ><\/div><div id=\"wpforms-515-field_3-container\" class=\"wpforms-field wpforms-field-text wpforms-one-third\" data-field-id=\"3\"><label class=\"wpforms-field-label\" for=\"wpforms-515-field_3\">Po\u017eadovan\u00e1 v\u00fd\u0161ka \u00faveru<\/label><input type=\"text\" id=\"wpforms-515-field_3\" class=\"wpforms-field-medium\" name=\"wpforms[fields][3]\" ><\/div><div id=\"wpforms-515-field_5-container\" class=\"wpforms-field wpforms-field-text wpforms-one-third\" data-field-id=\"5\"><label class=\"wpforms-field-label\" for=\"wpforms-515-field_5\">Ak\u00e1 je hodnota nehnute\u013enosti v \u20ac<\/label><input type=\"text\" id=\"wpforms-515-field_5\" class=\"wpforms-field-medium\" name=\"wpforms[fields][5]\" ><\/div><div id=\"wpforms-515-field_2-container\" class=\"wpforms-field wpforms-field-radio wpforms-one-third wpforms-first\" data-field-id=\"2\"><label class=\"wpforms-field-label\">Dl\u017eka financovania v rokoch<\/label><ul id=\"wpforms-515-field_2\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-515-field_2_1\" name=\"wpforms[fields][2]\" value=\"5-10\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-515-field_2_1\">5-10<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-515-field_2_2\" name=\"wpforms[fields][2]\" value=\"10-20\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-515-field_2_2\">10-20<\/label><\/li><li class=\"choice-3 depth-1\"><input type=\"radio\" id=\"wpforms-515-field_2_3\" name=\"wpforms[fields][2]\" value=\"20-30\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-515-field_2_3\">20-30<\/label><\/li><\/ul><\/div><div id=\"wpforms-515-field_4-container\" class=\"wpforms-field wpforms-field-radio wpforms-one-third\" data-field-id=\"4\"><label class=\"wpforms-field-label\">Zaklada\u0165 budeme<\/label><ul id=\"wpforms-515-field_4\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-515-field_4_1\" name=\"wpforms[fields][4]\" value=\"dom\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-515-field_4_1\">dom<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-515-field_4_2\" name=\"wpforms[fields][4]\" value=\"byt\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-515-field_4_2\">byt<\/label><\/li><li class=\"choice-3 depth-1\"><input type=\"radio\" id=\"wpforms-515-field_4_3\" name=\"wpforms[fields][4]\" value=\"pozemok\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-515-field_4_3\">pozemok<\/label><\/li><\/ul><\/div><div id=\"wpforms-515-field_6-container\" class=\"wpforms-field wpforms-field-checkbox\" data-field-id=\"6\"><label class=\"wpforms-field-label wpforms-label-hide\">Suhlas <span class=\"wpforms-required-label\">*<\/span><\/label><ul id=\"wpforms-515-field_6\" class=\"wpforms-field-required\"><li class=\"choice-1 depth-1\"><input type=\"checkbox\" id=\"wpforms-515-field_6_1\" name=\"wpforms[fields][6][]\" value=\"Odoslan\u00edm kontaktn\u00fdch \u00fadajov vyjadrujem s\u00fahlas so spracovan\u00edm t\u00fdchto \u00fadajov za \u00fa\u010delom oslovenia s ponukou na uzatvorenie finan\u010dn\u00fdch produktov v s\u00falade so z\u00e1konom \u010d. 122\/2013 Z.z. o ochrane osobn\u00fdch \u00fadajov v znen\u00ed neskor\u0161\u00edch predpisov.\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-515-field_6_1\">Odoslan\u00edm kontaktn\u00fdch \u00fadajov vyjadrujem s\u00fahlas so spracovan\u00edm t\u00fdchto \u00fadajov za \u00fa\u010delom oslovenia s ponukou na uzatvorenie finan\u010dn\u00fdch produktov v s\u00falade so z\u00e1konom \u010d. 122\/2013 Z.z. o ochrane osobn\u00fdch \u00fadajov v znen\u00ed neskor\u0161\u00edch predpisov.<\/label><\/li><\/ul><\/div><\/div><!-- .wpforms-field-container --><div class=\"wpforms-submit-container\" ><input type=\"hidden\" name=\"wpforms[id]\" value=\"515\"><input type=\"hidden\" name=\"page_title\" value=\"\"><input type=\"hidden\" name=\"page_url\" value=\"https:\/\/www.poistim.sk\/skke2\/wp-json\/wp\/v2\/pages\/3768\"><button type=\"submit\" name=\"wpforms[submit]\" id=\"wpforms-submit-515\" class=\"wpforms-submit\" data-alt-text=\"Odosiela sa...\" data-submit-text=\"Odosla\u0165\" aria-live=\"assertive\" value=\"wpforms-submit\">Odosla\u0165<\/button><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.poistim.sk\/wp-content\/plugins\/wpforms\/assets\/images\/submit-spin.svg\" class=\"wpforms-submit-spinner\" style=\"display: none;\" width=\"26\" height=\"26\" alt=\"Loading\"><\/div><\/form><\/div>  <!-- .wpforms-container -->[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; class=&#8221;pzpform&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; gradient_type=&#8221;default&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;padding-5-percent&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;top-bottom&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;default&#8221; gradient_type=&#8221;default&#8221; offset=&#8221;vc_hidden-lg vc_hidden-md&#8221;][vc_column_text]\n<h2 style=\"text-align: center;\">M\u00e1te z\u00e1ujem o hypot\u00e9ku s najni\u017e\u0161ou \u00farokovou sadzbou na trhu?<\/h2>\n<p style=\"text-align: center;\">Vyp\u00ed\u0161te a odo\u0161lite nasleduj\u00faci formul\u00e1r. Budeme v\u00e1s kontaktova\u0165 s ponukou na mieru pre v\u00e1s.<\/p>\n[\/vc_column_text][vc_column_text]<div class=\"wpforms-container wpforms-container-full\" id=\"wpforms-764\"><form id=\"wpforms-form-764\" class=\"wpforms-validate wpforms-form wpforms-ajax-form\" data-formid=\"764\" method=\"post\" enctype=\"multipart\/form-data\" action=\"\/skke2\/wp-json\/wp\/v2\/pages\/3768\" data-token=\"55a6305ad6adfd9fa0755f2ab1d5a06a\" data-token-time=\"1776435351\"><noscript class=\"wpforms-error-noscript\">Please enable JavaScript in your browser to complete this form.<\/noscript><div class=\"wpforms-field-container\"><div id=\"wpforms-764-field_1-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"1\"><label class=\"wpforms-field-label\" for=\"wpforms-764-field_1\">Vek<\/label><input type=\"text\" id=\"wpforms-764-field_1\" class=\"wpforms-field-medium\" name=\"wpforms[fields][1]\" ><\/div><div id=\"wpforms-764-field_2-container\" class=\"wpforms-field wpforms-field-radio\" data-field-id=\"2\"><label class=\"wpforms-field-label\">Dl\u017eka financovania v rokoch<\/label><ul id=\"wpforms-764-field_2\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-764-field_2_1\" name=\"wpforms[fields][2]\" value=\"5-10\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-764-field_2_1\">5-10<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-764-field_2_2\" name=\"wpforms[fields][2]\" value=\"10-20\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-764-field_2_2\">10-20<\/label><\/li><li class=\"choice-3 depth-1\"><input type=\"radio\" id=\"wpforms-764-field_2_3\" name=\"wpforms[fields][2]\" value=\"20-30\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-764-field_2_3\">20-30<\/label><\/li><\/ul><\/div><div id=\"wpforms-764-field_3-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"3\"><label class=\"wpforms-field-label\" for=\"wpforms-764-field_3\">Po\u017eadovan\u00e1 v\u00fd\u0161ka \u00faveru<\/label><input type=\"text\" id=\"wpforms-764-field_3\" class=\"wpforms-field-medium\" name=\"wpforms[fields][3]\" ><\/div><div id=\"wpforms-764-field_4-container\" class=\"wpforms-field wpforms-field-radio\" data-field-id=\"4\"><label class=\"wpforms-field-label\">Zaklada\u0165 budeme<\/label><ul id=\"wpforms-764-field_4\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-764-field_4_1\" name=\"wpforms[fields][4]\" value=\"dom\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-764-field_4_1\">dom<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-764-field_4_2\" name=\"wpforms[fields][4]\" value=\"byt\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-764-field_4_2\">byt<\/label><\/li><li class=\"choice-3 depth-1\"><input type=\"radio\" id=\"wpforms-764-field_4_3\" name=\"wpforms[fields][4]\" value=\"pozemok\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-764-field_4_3\">pozemok<\/label><\/li><\/ul><\/div><div id=\"wpforms-764-field_5-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"5\"><label class=\"wpforms-field-label\" for=\"wpforms-764-field_5\">Ak\u00e1 je hodnota nehnute\u013enosti v \u20ac<\/label><input type=\"text\" id=\"wpforms-764-field_5\" class=\"wpforms-field-medium\" name=\"wpforms[fields][5]\" ><\/div><div id=\"wpforms-764-field_6-container\" class=\"wpforms-field wpforms-field-checkbox\" data-field-id=\"6\"><label class=\"wpforms-field-label wpforms-label-hide\">Suhlas <span class=\"wpforms-required-label\">*<\/span><\/label><ul id=\"wpforms-764-field_6\" class=\"wpforms-field-required\"><li class=\"choice-1 depth-1\"><input type=\"checkbox\" id=\"wpforms-764-field_6_1\" name=\"wpforms[fields][6][]\" value=\"Odoslan\u00edm kontaktn\u00fdch \u00fadajov vyjadrujem s\u00fahlas so spracovan\u00edm t\u00fdchto \u00fadajov za \u00fa\u010delom oslovenia s ponukou na uzatvorenie finan\u010dn\u00fdch produktov v s\u00falade so z\u00e1konom \u010d. 122\/2013 Z.z. o ochrane osobn\u00fdch \u00fadajov v znen\u00ed neskor\u0161\u00edch predpisov.\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-764-field_6_1\">Odoslan\u00edm kontaktn\u00fdch \u00fadajov vyjadrujem s\u00fahlas so spracovan\u00edm t\u00fdchto \u00fadajov za \u00fa\u010delom oslovenia s ponukou na uzatvorenie finan\u010dn\u00fdch produktov v s\u00falade so z\u00e1konom \u010d. 122\/2013 Z.z. o ochrane osobn\u00fdch \u00fadajov v znen\u00ed neskor\u0161\u00edch predpisov.<\/label><\/li><\/ul><\/div><\/div><!-- .wpforms-field-container --><div class=\"wpforms-submit-container\" ><input type=\"hidden\" name=\"wpforms[id]\" value=\"764\"><input type=\"hidden\" name=\"page_title\" value=\"\"><input type=\"hidden\" name=\"page_url\" value=\"https:\/\/www.poistim.sk\/skke2\/wp-json\/wp\/v2\/pages\/3768\"><button type=\"submit\" name=\"wpforms[submit]\" id=\"wpforms-submit-764\" class=\"wpforms-submit\" data-alt-text=\"Odosiela sa...\" data-submit-text=\"Odosla\u0165\" aria-live=\"assertive\" value=\"wpforms-submit\">Odosla\u0165<\/button><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.poistim.sk\/wp-content\/plugins\/wpforms\/assets\/images\/submit-spin.svg\" class=\"wpforms-submit-spinner\" style=\"display: none;\" width=\"26\" height=\"26\" alt=\"Loading\"><\/div><\/form><\/div>  <!-- .wpforms-container -->[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][nectar_global_section id=&#8221;3894&#8243;][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221;][vc_column column_padding=&#8221;padding-5-percent&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;top-bottom&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;default&#8221; gradient_type=&#8221;default&#8221; offset=&#8221;vc_hidden-sm vc_hidden-xs&#8221;][vc_column_text]\n<h2>Zastupujeme nasleduj\u00face finan\u010dn\u00e9 in\u0161tit\u00facie:<\/h2>\n[\/vc_column_text][vc_row_inner column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; text_align=&#8221;left&#8221; row_position=&#8221;default&#8221; row_position_tablet=&#8221;inherit&#8221; row_position_phone=&#8221;inherit&#8221; overflow=&#8221;visible&#8221; pointer_events=&#8221;all&#8221;][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; overflow=&#8221;visible&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/5&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;default&#8221; gradient_type=&#8221;default&#8221; offset=&#8221;vc_col-xs-4&#8243;][image_with_animation image_url=&#8221;673&#8243; image_size=&#8221;full&#8221; animation_type=&#8221;entrance&#8221; animation=&#8221;None&#8221; animation_movement_type=&#8221;transform_y&#8221; hover_animation=&#8221;none&#8221; alignment=&#8221;&#8221; border_radius=&#8221;none&#8221; box_shadow=&#8221;none&#8221; image_loading=&#8221;default&#8221; max_width=&#8221;100%&#8221; max_width_mobile=&#8221;default&#8221;][\/vc_column_inner][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; overflow=&#8221;visible&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/5&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;default&#8221; gradient_type=&#8221;default&#8221; offset=&#8221;vc_col-xs-4&#8243;][image_with_animation image_url=&#8221;674&#8243; image_size=&#8221;full&#8221; animation_type=&#8221;entrance&#8221; animation=&#8221;None&#8221; animation_movement_type=&#8221;transform_y&#8221; hover_animation=&#8221;none&#8221; alignment=&#8221;&#8221; border_radius=&#8221;none&#8221; box_shadow=&#8221;none&#8221; image_loading=&#8221;default&#8221; max_width=&#8221;100%&#8221; max_width_mobile=&#8221;default&#8221;][\/vc_column_inner][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; overflow=&#8221;visible&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/5&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;default&#8221; gradient_type=&#8221;default&#8221; offset=&#8221;vc_col-xs-4&#8243;][image_with_animation image_url=&#8221;675&#8243; image_size=&#8221;full&#8221; animation_type=&#8221;entrance&#8221; animation=&#8221;None&#8221; animation_movement_type=&#8221;transform_y&#8221; hover_animation=&#8221;none&#8221; alignment=&#8221;&#8221; border_radius=&#8221;none&#8221; box_shadow=&#8221;none&#8221; image_loading=&#8221;default&#8221; max_width=&#8221;100%&#8221; max_width_mobile=&#8221;default&#8221;][\/vc_column_inner][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; 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column_border_style=&#8221;solid&#8221;][vc_column_text css=&#8221;.vc_custom_1715088299539{padding-right: 25px !important;padding-left: 25px !important;}&#8221;]\n<h3 style=\"text-align: left;\">K\u00fapa<br \/>\nnehnute\u013enosti<\/h3>\n<p>Dlhodob\u00fd \u00faver ur\u010den\u00fd na financovanie b\u00fdvania. Splatnos\u0165 hypotek\u00e1rneho \u00faveru sa pohybuje v rozmedz\u00ed 4 a\u017e 30 rokov.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/tab][tab icon_family=&#8221;iconsmind&#8221; title=&#8221;K\u00fapa pozemku&#8221; id=&#8221;1715088703977-5&#8243; tab_id=&#8221;1715088703977-4&#8243; icon_iconsmind=&#8221;iconsmind-Autumn&#8221;][vc_row_inner column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; text_align=&#8221;left&#8221; row_position=&#8221;default&#8221; row_position_tablet=&#8221;inherit&#8221; row_position_phone=&#8221;inherit&#8221; overflow=&#8221;visible&#8221; pointer_events=&#8221;all&#8221;][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; overflow=&#8221;visible&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text css=&#8221;.vc_custom_1715088315236{padding-right: 25px !important;padding-left: 25px !important;}&#8221;]\n<h3 style=\"text-align: left;\">K\u00fapa<br \/>\npozemku<\/h3>\n<p>Hypotek\u00e1rny \u00faver ur\u010den\u00fd v\u00fdlu\u010dne na k\u00fapu pozemku. V niektor\u00fdch pr\u00edpadoch je banke potrebn\u00e9 dolo\u017ei\u0165 \u00fazemno-pl\u00e1novaciu inform\u00e1ciu\/stavebn\u00e9 povolenie, a to v pr\u00edpade, \u017ee je vami vyhliadnut\u00fd pozemok registrovan\u00fd zatia\u013e len ako orn\u00e1 p\u00f4da.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/tab][tab icon_family=&#8221;iconsmind&#8221; title=&#8221;V\u00fdstavba a rekon\u0161trukcia&#8221; id=&#8221;1715088703989-7&#8243; tab_id=&#8221;1715088703989-9&#8243; icon_iconsmind=&#8221;iconsmind-Wrench&#8221;][vc_row_inner column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; text_align=&#8221;left&#8221; row_position=&#8221;default&#8221; row_position_tablet=&#8221;inherit&#8221; row_position_phone=&#8221;inherit&#8221; overflow=&#8221;visible&#8221; pointer_events=&#8221;all&#8221;][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; overflow=&#8221;visible&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text css=&#8221;.vc_custom_1715088385839{padding-right: 25px !important;padding-left: 25px !important;}&#8221;]\n<h3 style=\"text-align: left;\">V\u00fdstavba<br \/>\na rekon\u0161trukcia<\/h3>\n<p>Rekon\u0161trukcia domu \u010di bytu? Financova\u0165 m\u00f4\u017eete aj s obrovskou pomocou, a tou je pr\u00e1ve hypotek\u00e1rny \u00faver ur\u010den\u00fd na v\u00fdstavbu a rekon\u0161trukciu nehnute\u013enost\u00ed. Jedinou podmienkou pri v\u00fdstavbe v r\u00e1mci \u017eiadosti o tento typ hypot\u00e9ky je, \u017ee z\u00e1klady, ako aj steny o v\u00fd\u0161ke aspo\u0148 1 m, musia by\u0165 v \u010dase \u017eiadosti o hypot\u00e9ku u\u017e vybudovan\u00e9.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/tab][tab icon_family=&#8221;iconsmind&#8221; title=&#8221;Refinancovanie&#8221; id=&#8221;1715088704006-4&#8243; tab_id=&#8221;1715088704006-0&#8243; icon_iconsmind=&#8221;iconsmind-Recycling-2&#8243;][vc_row_inner column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; text_align=&#8221;left&#8221; row_position=&#8221;default&#8221; row_position_tablet=&#8221;inherit&#8221; row_position_phone=&#8221;inherit&#8221; overflow=&#8221;visible&#8221; pointer_events=&#8221;all&#8221;][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; overflow=&#8221;visible&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text css=&#8221;.vc_custom_1715088379890{padding-right: 25px !important;padding-left: 25px !important;}&#8221;]\n<h3 style=\"text-align: left;\">Refinancovanie<\/h3>\n<p>Oslovili v\u00e1s v\u00fdhodnej\u0161ie podmienky u inej banky? Refinancujte ihne\u010f! Nekon\u010d\u00ed v\u00e1m fix\u00e1cia? Zariadime, aby v\u00e1m bola kompenzovan\u00e1 pr\u00edpadn\u00e1 pokuta, v\u010faka \u010domu si m\u00f4\u017eete dovoli\u0165 v\u00fdhodnej\u0161ie podmienky takmer okam\u017eite![\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/tab][tab icon_family=&#8221;iconsmind&#8221; title=&#8221;Bez\u00fa\u010delov\u00e1 hypo&#8221; id=&#8221;1715088704025-7&#8243; tab_id=&#8221;1715088704026-1&#8243; icon_iconsmind=&#8221;iconsmind-Money-2&#8243;][vc_row_inner column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; text_align=&#8221;left&#8221; row_position=&#8221;default&#8221; row_position_tablet=&#8221;inherit&#8221; row_position_phone=&#8221;inherit&#8221; overflow=&#8221;visible&#8221; pointer_events=&#8221;all&#8221;][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; overflow=&#8221;visible&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text css=&#8221;.vc_custom_1715088398322{padding-right: 25px !important;padding-left: 25px !important;}&#8221;]\n<h3 style=\"text-align: left;\">Bez\u00fa\u010delov\u00e1<br \/>\nhypot\u00e9ka<\/h3>\n<p>Takzvan\u00e1 Americk\u00e1 hypot\u00e9ka, ktor\u00fd zabezpe\u010duje va\u0161a nehnute\u013enos\u0165, av\u0161ak jej \u00fa\u010del banke dokladova\u0165 nemus\u00edte. Spl\u0148te si svoje sny e\u0161te dnes![\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/tab][\/tabbed_section][\/vc_column][\/vc_row][vc_row type=&#8221;full_width_content&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; top_padding=&#8221;1%&#8221; bottom_padding=&#8221;1%&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; shape_type=&#8221;&#8221; gradient_type=&#8221;default&#8221;][vc_column left_padding_phone=&#8221;10px&#8221; right_padding_phone=&#8221;10px&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;left&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;5px&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;advanced&#8221; gradient_type=&#8221;default&#8221; offset=&#8221;vc_hidden-lg vc_hidden-md&#8221;][vc_column_text css=&#8221;.vc_custom_1669154171179{padding-bottom: 20px !important;padding-left: 10px !important;}&#8221;]\n<h2><span style=\"color: #e20714;\">Na ak\u00fd \u00fa\u010del<\/span><br \/>\n<span style=\"color: #e20714;\">potrebujete hypot\u00e9ku?<\/span><\/h2>\n[\/vc_column_text][tabbed_section style=&#8221;minimal_alt&#8221; tab_change_animation=&#8221;fade&#8221; alignment=&#8221;left&#8221; spacing=&#8221;default&#8221; tab_color=&#8221;Accent-Color&#8221; vs_content_animation=&#8221;fade&#8221; vs_link_animation=&#8221;opacity&#8221; vs_navigation_alignment=&#8221;left&#8221; vs_navigation_width_2=&#8221;25%&#8221; vs_navigation_func=&#8221;default&#8221; vs_navigation_width=&#8221;regular&#8221; vs_navigation_spacing=&#8221;15px&#8221; vs_navigation_mobile_display=&#8221;visible&#8221; vs_tab_spacing=&#8221;0%&#8221; cta_button_style=&#8221;accent-color&#8221; icon_size=&#8221;24&#8243;][tab icon_family=&#8221;iconsmind&#8221; title=&#8221;K\u00fapa nehnute\u013enosti&#8221; id=&#8221;1715088704069-7&#8243; tab_id=&#8221;1715088704070-5&#8243; icon_iconsmind=&#8221;iconsmind-Green-House&#8221;][vc_column_text css=&#8221;.vc_custom_1715088412336{padding-top: 40px !important;padding-right: 25px !important;padding-bottom: 40px !important;padding-left: 25px !important;}&#8221;]\n<h3 style=\"text-align: left;\">K\u00fapa<br \/>\nnehnute\u013enosti<\/h3>\n<p>Dlhodob\u00fd \u00faver ur\u010den\u00fd na financovanie b\u00fdvania. Splatnos\u0165 hypotek\u00e1rneho \u00faveru sa pohybuje v rozmedz\u00ed 4 a\u017e 30 rokov.[\/vc_column_text][\/tab][tab icon_family=&#8221;iconsmind&#8221; title=&#8221;K\u00fapa pozemku&#8221; id=&#8221;1715088704076-2&#8243; tab_id=&#8221;1715088704077-3&#8243; icon_iconsmind=&#8221;iconsmind-Autumn&#8221;][vc_column_text css=&#8221;.vc_custom_1715088422037{padding-top: 40px !important;padding-right: 25px !important;padding-bottom: 40px !important;padding-left: 25px !important;}&#8221;]\n<h3 style=\"text-align: left;\">K\u00fapa<br \/>\npozemku<\/h3>\n<p>Hypotek\u00e1rny \u00faver ur\u010den\u00fd v\u00fdlu\u010dne na k\u00fapu pozemku. V niektor\u00fdch pr\u00edpadoch je banke potrebn\u00e9 dolo\u017ei\u0165 \u00fazemno-pl\u00e1novaciu inform\u00e1ciu\/stavebn\u00e9 povolenie, a to v pr\u00edpade, \u017ee je vami vyhliadnut\u00fd pozemok registrovan\u00fd zatia\u013e len ako orn\u00e1 p\u00f4da.[\/vc_column_text][\/tab][tab icon_family=&#8221;iconsmind&#8221; title=&#8221;V\u00fdstavba a rekon\u0161trukcia&#8221; id=&#8221;1715088704084-2&#8243; tab_id=&#8221;1715088704084-4&#8243; icon_iconsmind=&#8221;iconsmind-Wrench&#8221;][vc_column_text css=&#8221;.vc_custom_1715088442573{padding-top: 40px !important;padding-right: 25px !important;padding-bottom: 40px !important;padding-left: 25px !important;}&#8221;]\n<h3 style=\"text-align: left;\">V\u00fdstavba<br \/>\na rekon\u0161trukcia<\/h3>\n<p>Rekon\u0161trukcia domu \u010di bytu? Financova\u0165 m\u00f4\u017eete aj s obrovskou pomocou, a tou je pr\u00e1ve hypotek\u00e1rny \u00faver ur\u010den\u00fd na v\u00fdstavbu a rekon\u0161trukciu nehnute\u013enost\u00ed. Jedinou podmienkou pri v\u00fdstavbe v r\u00e1mci \u017eiadosti o tento typ hypot\u00e9ky je, \u017ee z\u00e1klady, ako aj steny o v\u00fd\u0161ke aspo\u0148 1 m, musia by\u0165 v \u010dase \u017eiadosti o hypot\u00e9ku u\u017e vybudovan\u00e9.[\/vc_column_text][\/tab][tab icon_family=&#8221;iconsmind&#8221; title=&#8221;Refinancovanie&#8221; id=&#8221;1715088704089-2&#8243; tab_id=&#8221;1715088704089-2&#8243; icon_iconsmind=&#8221;iconsmind-Recycling-2&#8243;][vc_column_text css=&#8221;.vc_custom_1715088454517{padding-top: 40px !important;padding-right: 25px !important;padding-bottom: 40px !important;padding-left: 25px !important;}&#8221;]\n<h3 style=\"text-align: left;\">Refinancovanie<\/h3>\n<p>Oslovili v\u00e1s v\u00fdhodnej\u0161ie podmienky u inej banky? Refinancujte ihne\u010f! Nekon\u010d\u00ed v\u00e1m fix\u00e1cia? Zariadime, aby v\u00e1m bola kompenzovan\u00e1 pr\u00edpadn\u00e1 pokuta, v\u010faka \u010domu si m\u00f4\u017eete dovoli\u0165 v\u00fdhodnej\u0161ie podmienky takmer okam\u017eite![\/vc_column_text][\/tab][tab icon_family=&#8221;iconsmind&#8221; title=&#8221;Bez\u00fa\u010delov\u00e1 hypo&#8221; id=&#8221;1715088704095-1&#8243; tab_id=&#8221;1715088704095-4&#8243; icon_iconsmind=&#8221;iconsmind-Money-2&#8243;][vc_column_text css=&#8221;.vc_custom_1715088466253{padding-top: 40px !important;padding-right: 25px !important;padding-bottom: 40px !important;padding-left: 25px !important;}&#8221;]\n<h3 style=\"text-align: left;\">Bez\u00fa\u010delov\u00e1<br \/>\nhypot\u00e9ka<\/h3>\n<p>Takzvan\u00e1 Americk\u00e1 hypot\u00e9ka, ktor\u00fd zabezpe\u010duje va\u0161a nehnute\u013enos\u0165, av\u0161ak jej \u00fa\u010del banke dokladova\u0165 nemus\u00edte. 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height_desktop=&#8221;400px&#8221; alignment=&#8221;center&#8221; preserve_aspect_ratio=&#8221;xMidYMid meet&#8221; json_url=&#8221;https:\/\/assets1.lottiefiles.com\/packages\/lf20_5t2T4v0OBk.json&#8221;][\/vc_column][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/2&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;default&#8221; gradient_type=&#8221;default&#8221;][vc_column_text]\n<h2>\u010casto kladen\u00e9 ot\u00e1zky<\/h2>\n[\/vc_column_text][toggles style=&#8221;minimal&#8221; accordion=&#8221;true&#8221; accordion_starting_functionality=&#8221;closed&#8221;][toggle color=&#8221;Default&#8221; heading_tag=&#8221;default&#8221; heading_tag_functionality=&#8221;default&#8221; title=&#8221;Ako dlho trv\u00e1 vybavenie hypotek\u00e1rneho \u00faveru?&#8221;][vc_column_text]V pr\u00edpade, \u017ee m\u00e1te v\u0161etky potrebn\u00e9 doklady uveden\u00e9 v zmluvn\u00fdch podmienkach, hypotek\u00e1rny \u00faver dok\u00e1\u017eeme vybavi\u0165 u\u017e do 2 t\u00fd\u017ed\u0148ov![\/vc_column_text][vc_column_text][\/vc_column_text][\/toggle][toggle color=&#8221;Default&#8221; heading_tag=&#8221;default&#8221; heading_tag_functionality=&#8221;default&#8221; title=&#8221;Ak\u00e9 doklady potrebujem k vybaveniu hypot\u00e9ky?&#8221;][vc_column_text]Pri k\u00fape &#8211; k\u00fapna zmluva.<br \/>\nPri v\u00fdstavbe\/rekon\u0161trukcii &#8211; stavebn\u00e9 povolenie, (pri malej rekon\u0161trukcii nie je potrebn\u00e9), projekty, znaleck\u00fd posudok hotovej stavby, niektor\u00e9 banky vy\u017eaduj\u00fa aj fotky po rekon\u0161trukcii.<br \/>\nPri k\u00fape bytu z developersk\u00e9ho projektu ak e\u0161te nie s\u00fa byty hotov\u00e9 &#8211; zmluva, nadob\u00fadacia hodnota.<br \/>\nPri bez\u00fa\u010delovej hypot\u00e9ke (americk\u00e1 hypot\u00e9ka) v\u00e4\u010d\u0161ina b\u00e1nk schv\u00e1li len 70% zo znaleck\u00e9ho posudku zakladanej nehnute\u013enosti.<br \/>\nPri refinancovan\u00ed &#8211; p\u00f4vodn\u00e1 \u00faverov\u00e1 zmluva, ak bola zalo\u017een\u00e1 nehnute\u013enos\u0165, aj z\u00e1lo\u017en\u00e9 zmluvy, aktu\u00e1lny znaleck\u00fd posudok.<br \/>\nAk ste zamestnancom \u0161t\u00e1tnej spr\u00e1vy mus\u00edte ma\u0165 tie\u017e potvrdenie o prijme od zamestn\u00e1vate\u013ea. Tla\u010divo na toto potvrdenie v\u00e1m d\u00e1me my pod\u013ea konkr\u00e9tnej banky. Tla\u010divo vieme odosla\u0165 aj na mail.<br \/>\nPri SZ\u010cO a pr\u00e1vnickej osobe &#8211; da\u0148ov\u00e9 priznanie, \u00fa\u010dtovn\u00e1 z\u00e1vierka, potvrdenie o v\u00fd\u0161ke dane na z\u00e1klade podan\u00e9ho da\u0148ov\u00e9ho priznania a z\u00e1kladu dane. Toto tla\u010divo vy\u017eiada va\u0161a ekon\u00f3mka cez finan\u010dn\u00fa spr\u00e1vu. Klient si ho osobne prevezme na DU, poplatok 0,50\u20ac.<br \/>\nPri \u017een\u00e1ch na materskej &#8211; je potrebn\u00e9 potvrdenie z \u00daradu pr\u00e1ce, soci\u00e1lnych vec\u00ed a rodiny.[\/vc_column_text][\/toggle][toggle color=&#8221;Default&#8221; heading_tag=&#8221;default&#8221; heading_tag_functionality=&#8221;default&#8221; title=&#8221;Ak sme man\u017eelia, mus\u00edme \u00eds\u0165 do hypot\u00e9ky obaja?&#8221;][vc_column_text]\u00c1no. V\u0161etky doklady treba od oboch man\u017eelov.<br \/>\nAk m\u00e1te BSM, m\u00f4\u017ee \u010derpa\u0165 hypotek\u00e1rny \u00faver len jeden z dvojice.<\/p>\n<p>Ak\u00fd star\u00fd m\u00f4\u017ee by\u0165 znaleck\u00fd posudok pre hypotek\u00e1rny \u00faver?<br \/>\nJe to r\u00f4zne, pod\u013ea toho ak\u00fa m\u00e1 klient po\u017eiadavku. Ka\u017ed\u00e1 banka m\u00e1 in\u00e9 pravidl\u00e1. S t\u00fdmto v\u00e1m vieme poradi\u0165 pod\u013ea konkr\u00e9tneho pr\u00edpadu.[\/vc_column_text][\/toggle][toggle color=&#8221;Default&#8221; heading_tag=&#8221;default&#8221; heading_tag_functionality=&#8221;default&#8221; title=&#8221;St\u00e1le je potrebn\u00fd znaleck\u00fd posudok?&#8221;][vc_column_text]\u00c1no.[\/vc_column_text][\/toggle][toggle color=&#8221;Default&#8221; heading_tag=&#8221;default&#8221; heading_tag_functionality=&#8221;default&#8221; title=&#8221;Ak\u00fd star\u00fd m\u00f4\u017ee by\u0165 znaleck\u00fd posudok?&#8221;][vc_column_text]Z\u00e1vis\u00ed od aktu\u00e1lnych pravidiel banky.[\/vc_column_text][\/toggle][toggle color=&#8221;Default&#8221; heading_tag=&#8221;default&#8221; heading_tag_functionality=&#8221;default&#8221; title=&#8221;Ak\u00fa sumu mi banka pon\u00fakne?&#8221;][vc_column_text]Ak m\u00e1te znaleck\u00fd posudok vy\u0161\u0161\u00ed ako suma na k\u00fapnej zmluve, banka v\u00e1m d\u00e1 ponuku pod\u013ea zmluvy. Ak je znaleck\u00fd posudok ni\u017e\u0161\u00ed, banka d\u00e1va ponuku pod\u013ea znaleck\u00e9ho posudku.<br \/>\n[\/vc_column_text][\/toggle][toggle color=&#8221;Default&#8221; heading_tag=&#8221;default&#8221; heading_tag_functionality=&#8221;default&#8221; title=&#8221;Musim byt zamestnan\u00fd?&#8221;][vc_column_text]\u00c1no minim\u00e1lne 3 mesiace, ale ide\u00e1lne je aspo\u0148 pol roka. 3 mesiace akceptuje len 1 banka, t\u00fdm p\u00e1dom nebudete ma\u0165 mo\u017enos\u0165 v\u00fdberu. Uprednost\u0148uje sa zamestnanie na dobu neur\u010dit\u00fa. Ak ste zamestnan\u00fd na dobu ur\u010dit\u00fa, mus\u00ed trva\u0165 zamestnanie e\u0161te 3 mesiace po na\u010derpan\u00ed hypot\u00e9ky.[\/vc_column_text][\/toggle][toggle color=&#8221;Default&#8221; heading_tag=&#8221;default&#8221; heading_tag_functionality=&#8221;default&#8221; title=&#8221;Ako r\u00fdchlo dostanem peniaze?&#8221;][vc_column_text]Hne\u010f po podpise zmluvy a podpise z\u00e1lo\u017en\u00e9ho pr\u00e1va. V\u00e4\u010d\u0161iinou do 2 pracovn\u00fdch dn\u00ed.<br \/>\nPri k\u00fape pr\u00eddu prostriedky rovno na \u00fa\u010det pred\u00e1vaj\u00facemu.[\/vc_column_text][\/toggle][toggle color=&#8221;Default&#8221; heading_tag=&#8221;default&#8221; heading_tag_functionality=&#8221;default&#8221; title=&#8221;D\u00e1 sa vzia\u0165 hypotek\u00e1rny \u00faver na chatu?&#8221;][vc_column_text]Je to zlo\u017eit\u00e9. Banky to ve\u013emi nechc\u00fa akceptova\u0165. Posudzuje sa ve\u013emi ve\u013ea faktorov.[\/vc_column_text][\/toggle][toggle color=&#8221;Default&#8221; heading_tag=&#8221;default&#8221; heading_tag_functionality=&#8221;default&#8221; title=&#8221;Je mo\u017en\u00e9 vybavi\u0165 hypotek\u00e1rny \u00faver na mobiln\u00e9 domy?&#8221;][vc_column_text]Vybavenie je tie\u017e je to zlo\u017eitej\u0161ie kv\u00f4li poisteniu.[\/vc_column_text][\/toggle][toggle color=&#8221;Default&#8221; heading_tag=&#8221;default&#8221; heading_tag_functionality=&#8221;default&#8221; title=&#8221;Do ko\u013ek\u00fdch rokov m\u00f4\u017eem bra\u0165 hypot\u00e9ku?&#8221;][vc_column_text]Je to r\u00f4zne v ka\u017edej banke. Kontaktujte n\u00e1s a my v\u00e1m porad\u00edme.[\/vc_column_text][\/toggle][toggle color=&#8221;Default&#8221; heading_tag=&#8221;default&#8221; heading_tag_functionality=&#8221;default&#8221; title=&#8221;Dostanem hypot\u00e9ku ak m\u00e1m alebo som mal exek\u00faciu?&#8221;][vc_column_text]Nie. Sta\u010d\u00ed, \u017ee ste me\u0161kali v poslednom pol roku s ak\u00fdmiko\u013evek spl\u00e1tkami a m\u00f4\u017ee vznikn\u00fa\u0165 probl\u00e9m pri schva\u013eovan\u00ed. To ist\u00e9 plat\u00ed aj pri firm\u00e1ch, ak uhradia nesk\u00f4r da\u0148.<br \/>\nAk m\u00e1te v registri aj star\u0161iu exek\u00faciu, m\u00f4\u017ee to by\u0165 probl\u00e9m.[\/vc_column_text][\/toggle][toggle color=&#8221;Default&#8221; heading_tag=&#8221;default&#8221; heading_tag_functionality=&#8221;default&#8221; title=&#8221;Do kedy sa d\u00e1 zru\u0161i\u0165 podp\u00edsan\u00e1 zmluva?&#8221;][vc_column_text]Do 14 dni.[\/vc_column_text][\/toggle][toggle color=&#8221;Default&#8221; heading_tag=&#8221;default&#8221; heading_tag_functionality=&#8221;default&#8221; title=&#8221;Kedy sa oplat\u00ed refinancovanie?&#8221;][vc_column_text]Je to ve\u013emi individu\u00e1lne. Ide\u00e1lne je poradi\u0165 sa s na\u0161im \u0161pecialistom. Nemus\u00edte \u010dakat na ukon\u010denie fix\u00e1cie. Refinancova\u0165 m\u00f4\u017eete aj po roku.[\/vc_column_text][\/toggle][\/toggles][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"<p>[vc_row type=&#8221;full_width_content&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; class=&#8221;gradienthome&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; gradient_type=&#8221;default&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; top_margin=&#8221;60px&#8221; bottom_margin=&#8221;60px&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221;&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-3768","page","type-page","status-publish"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>NAJV\u00ddHODNEJ\u0160\u00cd hypotek\u00e1rny \u00faver | Merkury Broker<\/title>\n<meta name=\"description\" content=\"M\u00e1me pre v\u00e1s najv\u00fdhodnej\u0161iu hypot\u00e9ku s najni\u017e\u0161iou \u00farokovou sadzbou na trhu. 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