{"id":1978,"date":"2022-11-23T10:34:05","date_gmt":"2022-11-23T09:34:05","guid":{"rendered":"https:\/\/www.poistim.sk\/kasko-poistenie\/"},"modified":"2023-10-29T12:59:15","modified_gmt":"2023-10-29T11:59:15","slug":"kasko-poistenie","status":"publish","type":"page","link":"https:\/\/www.poistim.sk\/sklm\/kasko-poistenie\/","title":{"rendered":"Havarijn\u00e9 poistenie"},"content":{"rendered":"[vc_row type=&#8221;full_width_content&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; class=&#8221;gradienthome&#8221; overlay_strength=&#8221;0.3&#8243; 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pointer_events=&#8221;all&#8221; class=&#8221;box-style&#8221;][vc_column_inner top_padding_desktop=&#8221;10%&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; overflow=&#8221;visible&#8221; el_class=&#8221;homebann&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/2&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;advanced&#8221; gradient_type=&#8221;default&#8221;][nectar_highlighted_text text_color=&#8221;#ffffff&#8221; scribble_color=&#8221;#ff4f4f&#8221; style=&#8221;scribble&#8221; scribble_shape=&#8221;basic-underline&#8221; scribble_thickness=&#8221;regular&#8221; scribble_speed=&#8221;0s&#8221; scribble_easing=&#8221;ease_in_out&#8221; disable_mobile_animation=&#8221;true&#8221; custom_font_size=&#8221;60px&#8221; font_size_tablet=&#8221;7vw&#8221; font_line_height=&#8221;72px&#8221;]\n<h1><em>KASKO<br \/>\n<\/em><br \/>\npoistenie.<\/h1>\n[\/nectar_highlighted_text][vc_column_text css=&#8221;.vc_custom_1669196068693{margin-top: 40px !important;margin-bottom: 80px !important;}&#8221;]<strong>Alebo inak aj havarijn\u00e9 poistenie.<\/strong><\/p>\n<p>Dobrovo\u013en\u00e9 poistenie motorov\u00fdch vozidiel, ktor\u00e9 kryje \u0161kody sp\u00f4soben\u00e9 vodi\u010dom vlastnou vinou na vlastnom vozidle.[\/vc_column_text][nectar_cta btn_style=&#8221;text-reveal-wave&#8221; heading_tag=&#8221;span&#8221; button_color=&#8221;extra-color-1&#8243; 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mobile_func=&#8221;default&#8221; frame_constraint=&#8221;0.00,100.00&#8243; alignment=&#8221;left&#8221; preserve_aspect_ratio=&#8221;xMidYMid meet&#8221; json_url=&#8221;https:\/\/assets2.lottiefiles.com\/packages\/lf20_cYWJg2.json&#8221; class_name=&#8221;animevedlaceny&#8221;][vc_column_text el_class=&#8221;textvedlaceny&#8221; css=&#8221;.vc_custom_1671099977300{border-left-width: 1px !important;padding-left: 5% !important;border-left-color: rgba(255,255,255,0.2) !important;border-left-style: solid !important;}&#8221;](5\/5) V tomto roku u\u017e viac<br \/>\nako 1000 spokojn\u00fdch klientov[\/vc_column_text][\/vc_column_inner][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; 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column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;default&#8221; gradient_type=&#8221;default&#8221; offset=&#8221;vc_hidden-lg vc_hidden-md&#8221;][vc_row_inner content_placement=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; left_padding_desktop=&#8221;90px&#8221; constrain_group_2=&#8221;yes&#8221; right_padding_desktop=&#8221;90px&#8221; left_padding_phone=&#8221;10px&#8221; constrain_group_6=&#8221;yes&#8221; right_padding_phone=&#8221;10px&#8221; text_align=&#8221;left&#8221; row_position=&#8221;default&#8221; row_position_tablet=&#8221;inherit&#8221; row_position_phone=&#8221;inherit&#8221; overflow=&#8221;visible&#8221; pointer_events=&#8221;all&#8221; class=&#8221;box-style&#8221;][vc_column_inner left_padding_desktop=&#8221;20px&#8221; right_padding_desktop=&#8221;20px&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; overflow=&#8221;visible&#8221; el_class=&#8221;homebann&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;advanced&#8221; gradient_type=&#8221;default&#8221;][nectar_highlighted_text text_color=&#8221;#ffffff&#8221; scribble_color=&#8221;#ff4f4f&#8221; style=&#8221;scribble&#8221; scribble_shape=&#8221;basic-underline&#8221; scribble_thickness=&#8221;regular&#8221; scribble_speed=&#8221;0s&#8221; scribble_easing=&#8221;ease_in_out&#8221; disable_mobile_animation=&#8221;true&#8221; custom_font_size=&#8221;4vw&#8221; font_size_tablet=&#8221;7vw&#8221; font_line_height=&#8221;1.1em&#8221;]\n<h1><em>KASKO<br \/>\n<\/em>poistenie.<\/h1>\n[\/nectar_highlighted_text][vc_column_text css=&#8221;.vc_custom_1669196074709{margin-top: 40px !important;margin-bottom: 80px !important;}&#8221;]<strong>Alebo inak aj havarijn\u00e9 poistenie.<\/strong><\/p>\n<p>Dobrovo\u013en\u00e9 poistenie motorov\u00fdch vozidiel, ktor\u00e9 kryje \u0161kody sp\u00f4soben\u00e9 vodi\u010dom vlastnou vinou na vlastnom vozidle.[\/vc_column_text][nectar_cta btn_style=&#8221;text-reveal-wave&#8221; heading_tag=&#8221;span&#8221; button_color=&#8221;extra-color-1&#8243; text_color=&#8221;#ffffff&#8221; button_border_color=&#8221;#e20714&#8243; button_border_color_hover=&#8221;#e20714&#8243; button_border_thickness=&#8221;4px&#8221; link_type=&#8221;new_tab&#8221; alignment=&#8221;left&#8221; alignment_tablet=&#8221;default&#8221; alignment_phone=&#8221;default&#8221; constrain_group_3=&#8221;yes&#8221; constrain_group_4=&#8221;yes&#8221; display=&#8221;inline&#8221; display_tablet=&#8221;inherit&#8221; display_phone=&#8221;inherit&#8221; icon_family=&#8221;none&#8221; link_text=&#8221;Vypo\u010d\u00edta\u0165 cenu poistenia&#8221; padding_top=&#8221;0.8em&#8221; padding_bottom=&#8221;0.8em&#8221; padding_left=&#8221;2.2em&#8221; padding_right=&#8221;2.2em&#8221; margin_right=&#8221;1em&#8221; font_size_tablet=&#8221;14&#8243; url=&#8221;https:\/\/kalkulacka.poistim.sk\/formularint\/havarijne-poistenie\/automobily\/zakladne-udaje\/?ref=781895004bc8c6143a1b723160a76ea2&#8243;][vc_column_text][\/vc_column_text][image_with_animation image_url=&#8221;349&#8243; image_size=&#8221;full&#8221; animation_type=&#8221;entrance&#8221; animation=&#8221;None&#8221; animation_movement_type=&#8221;transform_y&#8221; hover_animation=&#8221;none&#8221; alignment=&#8221;&#8221; border_radius=&#8221;none&#8221; box_shadow=&#8221;none&#8221; image_loading=&#8221;default&#8221; max_width=&#8221;100%&#8221; max_width_mobile=&#8221;default&#8221; el_class=&#8221;animevedlaceny&#8221;][vc_column_text el_class=&#8221;textvedlaceny&#8221; css=&#8221;.vc_custom_1671099984612{border-left-width: 1px !important;padding-left: 5% !important;border-left-color: rgba(255,255,255,0.2) !important;border-left-style: solid !important;}&#8221;](5\/5) V tomto roku u\u017e viac<br \/>\nako 1000 spokojn\u00fdch klientov[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; class=&#8221;pzpform&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; gradient_type=&#8221;default&#8221; shape_type=&#8221;&#8221;][vc_column top_padding_desktop=&#8221;5%&#8221; bottom_padding_desktop=&#8221;5%&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;advanced&#8221; gradient_type=&#8221;default&#8221; offset=&#8221;vc_hidden-sm vc_hidden-xs&#8221;][vc_column_text]\n<h2 style=\"text-align: center;\">M\u00e1te z\u00e1ujem o najv\u00fdhodnej\u0161ie havarijn\u00e9 poistenie?<\/h2>\n<p style=\"text-align: center;\">Vyp\u00ed\u0161te a odo\u0161lite nasleduj\u00faci formul\u00e1r. Budeme v\u00e1s kontaktova\u0165 s ponukou na mieru pre v\u00e1s.<\/p>\n[\/vc_column_text][vc_column_text]<div class=\"wpforms-container wpforms-container-full\" id=\"wpforms-3022\"><form id=\"wpforms-form-3022\" class=\"wpforms-validate wpforms-form wpforms-ajax-form\" data-formid=\"3022\" method=\"post\" enctype=\"multipart\/form-data\" action=\"\/sklm\/wp-json\/wp\/v2\/pages\/1978\" data-token=\"2d926cd52b97a2ca8836a08c517a2936\" data-token-time=\"1778761988\"><noscript class=\"wpforms-error-noscript\">Please enable JavaScript in your browser to complete this form.<\/noscript><div class=\"wpforms-field-container\"><div id=\"wpforms-3022-field_17-container\" class=\"wpforms-field wpforms-field-html titlewithunder\" data-field-id=\"17\"><div id=\"wpforms-3022-field_17\"><h3>\u00dadaje z technick\u00e9ho preukazu vozidla<\/h3><\/div><\/div><div id=\"wpforms-3022-field_1-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"1\"><label class=\"wpforms-field-label\" for=\"wpforms-3022-field_1\">\u0160PZ v\u00e1\u0161ho vozidla<\/label><input type=\"text\" id=\"wpforms-3022-field_1\" class=\"wpforms-field-medium\" name=\"wpforms[fields][1]\" ><\/div><div id=\"wpforms-3022-field_2-container\" class=\"wpforms-field wpforms-field-text wpforms-one-fourth wpforms-first\" data-field-id=\"2\"><label class=\"wpforms-field-label\" for=\"wpforms-3022-field_2\">D\u00e1tum prvej evidencie vozidla <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"text\" id=\"wpforms-3022-field_2\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][2]\" required><\/div><div id=\"wpforms-3022-field_3-container\" class=\"wpforms-field wpforms-field-text wpforms-one-fourth\" data-field-id=\"3\"><label class=\"wpforms-field-label\" for=\"wpforms-3022-field_3\">Typ vozidla <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"text\" id=\"wpforms-3022-field_3\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][3]\" required><\/div><div id=\"wpforms-3022-field_4-container\" class=\"wpforms-field wpforms-field-text wpforms-one-fourth\" data-field-id=\"4\"><label class=\"wpforms-field-label\" for=\"wpforms-3022-field_4\">Model vozidla <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"text\" id=\"wpforms-3022-field_4\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][4]\" required><\/div><div id=\"wpforms-3022-field_5-container\" class=\"wpforms-field wpforms-field-text wpforms-one-fourth\" data-field-id=\"5\"><label class=\"wpforms-field-label\" for=\"wpforms-3022-field_5\">Objem <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"text\" id=\"wpforms-3022-field_5\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][5]\" required><\/div><div id=\"wpforms-3022-field_6-container\" class=\"wpforms-field wpforms-field-number wpforms-one-fourth wpforms-first\" data-field-id=\"6\"><label class=\"wpforms-field-label\" for=\"wpforms-3022-field_6\">kW <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"number\" id=\"wpforms-3022-field_6\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][6]\" required><\/div><div id=\"wpforms-3022-field_7-container\" class=\"wpforms-field wpforms-field-text wpforms-one-fourth\" data-field-id=\"7\"><label class=\"wpforms-field-label\" for=\"wpforms-3022-field_7\">Celkov\u00e1 hmotnos\u0165 <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"text\" id=\"wpforms-3022-field_7\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][7]\" required><\/div><div id=\"wpforms-3022-field_19-container\" class=\"wpforms-field wpforms-field-text wpforms-one-fourth\" data-field-id=\"19\"><label class=\"wpforms-field-label\" for=\"wpforms-3022-field_19\">Stav km <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"text\" id=\"wpforms-3022-field_19\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][19]\" required><\/div><div id=\"wpforms-3022-field_22-container\" class=\"wpforms-field wpforms-field-radio wpforms-one-fourth wpforms-list-inline\" data-field-id=\"22\"><label class=\"wpforms-field-label\">Pozn\u00e1m v\u00fdbavu<\/label><ul id=\"wpforms-3022-field_22\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-3022-field_22_1\" name=\"wpforms[fields][22]\" value=\"\u00e1no\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-3022-field_22_1\">\u00e1no<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-3022-field_22_2\" name=\"wpforms[fields][22]\" value=\"nie\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-3022-field_22_2\">nie<\/label><\/li><\/ul><\/div><div id=\"wpforms-3022-field_18-container\" class=\"wpforms-field wpforms-field-html titlewithunder\" data-field-id=\"18\"><div id=\"wpforms-3022-field_18\"><h3>\u00dadaje o dr\u017eite\u013eovi vozidla<\/h3><\/div><\/div><div id=\"wpforms-3022-field_8-container\" class=\"wpforms-field wpforms-field-text wpforms-one-half wpforms-first\" data-field-id=\"8\"><label class=\"wpforms-field-label\" for=\"wpforms-3022-field_8\">Meno <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"text\" id=\"wpforms-3022-field_8\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][8]\" required><\/div><div id=\"wpforms-3022-field_9-container\" class=\"wpforms-field wpforms-field-text wpforms-one-half\" data-field-id=\"9\"><label class=\"wpforms-field-label\" for=\"wpforms-3022-field_9\">Priezvisko <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"text\" id=\"wpforms-3022-field_9\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][9]\" required><\/div><div id=\"wpforms-3022-field_10-container\" class=\"wpforms-field wpforms-field-text wpforms-one-third wpforms-first\" data-field-id=\"10\"><label class=\"wpforms-field-label\" for=\"wpforms-3022-field_10\">Telef\u00f3n <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"text\" id=\"wpforms-3022-field_10\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][10]\" required><\/div><div id=\"wpforms-3022-field_11-container\" class=\"wpforms-field wpforms-field-email wpforms-one-third\" data-field-id=\"11\"><label class=\"wpforms-field-label\" for=\"wpforms-3022-field_11\">Email <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"email\" id=\"wpforms-3022-field_11\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][11]\" spellcheck=\"false\" required><\/div><div id=\"wpforms-3022-field_12-container\" class=\"wpforms-field wpforms-field-text wpforms-one-third\" data-field-id=\"12\"><label class=\"wpforms-field-label\" for=\"wpforms-3022-field_12\">D\u00e1tum narodenia <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"text\" id=\"wpforms-3022-field_12\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][12]\" required><\/div><div id=\"wpforms-3022-field_14-container\" class=\"wpforms-field wpforms-field-text wpforms-one-half wpforms-first\" data-field-id=\"14\"><label class=\"wpforms-field-label\" for=\"wpforms-3022-field_14\">Obec\/mesto <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"text\" id=\"wpforms-3022-field_14\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][14]\" required><\/div><div id=\"wpforms-3022-field_13-container\" class=\"wpforms-field wpforms-field-number wpforms-one-half\" data-field-id=\"13\"><label class=\"wpforms-field-label\" for=\"wpforms-3022-field_13\">PS\u010c <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"number\" id=\"wpforms-3022-field_13\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][13]\" required><\/div><div id=\"wpforms-3022-field_15-container\" class=\"wpforms-field wpforms-field-checkbox\" data-field-id=\"15\"><label class=\"wpforms-field-label wpforms-label-hide\">Suhlas <span class=\"wpforms-required-label\">*<\/span><\/label><ul id=\"wpforms-3022-field_15\" class=\"wpforms-field-required\"><li class=\"choice-1 depth-1\"><input type=\"checkbox\" id=\"wpforms-3022-field_15_1\" name=\"wpforms[fields][15][]\" value=\"Odoslan\u00edm kontaktn\u00fdch \u00fadajov vyjadrujem s\u00fahlas so spracovan\u00edm t\u00fdchto \u00fadajov za \u00fa\u010delom oslovenia s ponukou na uzatvorenie finan\u010dn\u00fdch produktov v s\u00falade so z\u00e1konom \u010d. 122\/2013 Z.z. o ochrane osobn\u00fdch \u00fadajov v znen\u00ed neskor\u0161\u00edch predpisov.\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-3022-field_15_1\">Odoslan\u00edm kontaktn\u00fdch \u00fadajov vyjadrujem s\u00fahlas so spracovan\u00edm t\u00fdchto \u00fadajov za \u00fa\u010delom oslovenia s ponukou na uzatvorenie finan\u010dn\u00fdch produktov v s\u00falade so z\u00e1konom \u010d. 122\/2013 Z.z. o ochrane osobn\u00fdch \u00fadajov v znen\u00ed neskor\u0161\u00edch predpisov.<\/label><\/li><\/ul><\/div><\/div><!-- .wpforms-field-container --><div class=\"wpforms-submit-container\" ><input type=\"hidden\" name=\"wpforms[id]\" value=\"3022\"><input type=\"hidden\" name=\"page_title\" value=\"\"><input type=\"hidden\" name=\"page_url\" value=\"https:\/\/www.poistim.sk\/sklm\/wp-json\/wp\/v2\/pages\/1978\"><button type=\"submit\" name=\"wpforms[submit]\" id=\"wpforms-submit-3022\" class=\"wpforms-submit\" data-alt-text=\"Odosiela sa...\" data-submit-text=\"Odosla\u0165\" aria-live=\"assertive\" value=\"wpforms-submit\">Odosla\u0165<\/button><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.poistim.sk\/wp-content\/plugins\/wpforms\/assets\/images\/submit-spin.svg\" class=\"wpforms-submit-spinner\" style=\"display: none;\" width=\"26\" height=\"26\" alt=\"Loading\"><\/div><\/form><\/div>  <!-- .wpforms-container -->[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; class=&#8221;pzpform&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; gradient_type=&#8221;default&#8221; shape_type=&#8221;&#8221;][vc_column top_padding_desktop=&#8221;5%&#8221; bottom_padding_desktop=&#8221;5%&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;advanced&#8221; gradient_type=&#8221;default&#8221; offset=&#8221;vc_hidden-lg vc_hidden-md&#8221;][vc_column_text]\n<h2 style=\"text-align: center;\">M\u00e1te z\u00e1ujem o najv\u00fdhodnej\u0161ie havarijn\u00e9 poistenie?<\/h2>\n<p style=\"text-align: center;\">Vyp\u00ed\u0161te a odo\u0161lite nasleduj\u00faci formul\u00e1r. Budeme v\u00e1s kontaktova\u0165 s ponukou na mieru pre v\u00e1s.<\/p>\n[\/vc_column_text][vc_column_text]<div class=\"wpforms-container wpforms-container-full\" id=\"wpforms-3024\"><form id=\"wpforms-form-3024\" class=\"wpforms-validate wpforms-form wpforms-ajax-form\" data-formid=\"3024\" method=\"post\" enctype=\"multipart\/form-data\" action=\"\/sklm\/wp-json\/wp\/v2\/pages\/1978\" data-token=\"6329d6d75d58530bf3d01a1814263897\" data-token-time=\"1778761988\"><noscript class=\"wpforms-error-noscript\">Please enable JavaScript in your browser to complete this form.<\/noscript><div class=\"wpforms-field-container\"><div id=\"wpforms-3024-field_17-container\" class=\"wpforms-field wpforms-field-html titlewithunder\" data-field-id=\"17\"><div id=\"wpforms-3024-field_17\"><h3>\u00dadaje z technick\u00e9ho preukazu vozidla<\/h3><\/div><\/div><div id=\"wpforms-3024-field_1-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"1\"><label class=\"wpforms-field-label\" for=\"wpforms-3024-field_1\">\u0160PZ v\u00e1\u0161ho vozidla<\/label><input type=\"text\" id=\"wpforms-3024-field_1\" class=\"wpforms-field-medium\" name=\"wpforms[fields][1]\" ><\/div><div id=\"wpforms-3024-field_2-container\" class=\"wpforms-field wpforms-field-text wpforms-one-half wpforms-first\" data-field-id=\"2\"><label class=\"wpforms-field-label\" for=\"wpforms-3024-field_2\">D\u00e1tum 1 evidencie <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"text\" id=\"wpforms-3024-field_2\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][2]\" required><\/div><div id=\"wpforms-3024-field_3-container\" class=\"wpforms-field wpforms-field-text wpforms-one-half\" data-field-id=\"3\"><label class=\"wpforms-field-label\" for=\"wpforms-3024-field_3\">Typ vozidla <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"text\" id=\"wpforms-3024-field_3\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][3]\" required><\/div><div id=\"wpforms-3024-field_4-container\" class=\"wpforms-field wpforms-field-text wpforms-one-half wpforms-first\" data-field-id=\"4\"><label class=\"wpforms-field-label\" for=\"wpforms-3024-field_4\">Model vozidla <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"text\" id=\"wpforms-3024-field_4\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][4]\" required><\/div><div id=\"wpforms-3024-field_5-container\" class=\"wpforms-field wpforms-field-text wpforms-one-half\" data-field-id=\"5\"><label class=\"wpforms-field-label\" for=\"wpforms-3024-field_5\">Objem <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"text\" id=\"wpforms-3024-field_5\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][5]\" required><\/div><div id=\"wpforms-3024-field_6-container\" class=\"wpforms-field wpforms-field-number wpforms-one-half wpforms-first\" data-field-id=\"6\"><label class=\"wpforms-field-label\" for=\"wpforms-3024-field_6\">kW <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"number\" id=\"wpforms-3024-field_6\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][6]\" required><\/div><div id=\"wpforms-3024-field_7-container\" class=\"wpforms-field wpforms-field-text wpforms-one-half\" data-field-id=\"7\"><label class=\"wpforms-field-label\" for=\"wpforms-3024-field_7\">Celkov\u00e1 hmotnos\u0165 <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"text\" id=\"wpforms-3024-field_7\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][7]\" required><\/div><div id=\"wpforms-3024-field_19-container\" class=\"wpforms-field wpforms-field-number wpforms-one-half wpforms-first\" data-field-id=\"19\"><label class=\"wpforms-field-label\" for=\"wpforms-3024-field_19\">Stav km <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"number\" id=\"wpforms-3024-field_19\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][19]\" required><\/div><div id=\"wpforms-3024-field_20-container\" class=\"wpforms-field wpforms-field-radio wpforms-one-half wpforms-list-inline\" data-field-id=\"20\"><label class=\"wpforms-field-label\">Pozn\u00e1m v\u00fdbavu<\/label><ul id=\"wpforms-3024-field_20\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-3024-field_20_1\" name=\"wpforms[fields][20]\" value=\"\u00e1no\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-3024-field_20_1\">\u00e1no<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-3024-field_20_2\" name=\"wpforms[fields][20]\" value=\"nie\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-3024-field_20_2\">nie<\/label><\/li><\/ul><\/div><div id=\"wpforms-3024-field_18-container\" class=\"wpforms-field wpforms-field-html titlewithunder\" data-field-id=\"18\"><div id=\"wpforms-3024-field_18\"><h3>\u00dadaje o dr\u017eite\u013eovi vozidla<\/h3><\/div><\/div><div id=\"wpforms-3024-field_8-container\" class=\"wpforms-field wpforms-field-text wpforms-one-half wpforms-first\" data-field-id=\"8\"><label class=\"wpforms-field-label\" for=\"wpforms-3024-field_8\">Meno <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"text\" id=\"wpforms-3024-field_8\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][8]\" required><\/div><div id=\"wpforms-3024-field_9-container\" class=\"wpforms-field wpforms-field-text wpforms-one-half\" data-field-id=\"9\"><label class=\"wpforms-field-label\" for=\"wpforms-3024-field_9\">Priezvisko <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"text\" id=\"wpforms-3024-field_9\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][9]\" required><\/div><div id=\"wpforms-3024-field_10-container\" class=\"wpforms-field wpforms-field-text wpforms-one-half wpforms-first\" data-field-id=\"10\"><label class=\"wpforms-field-label\" for=\"wpforms-3024-field_10\">Telef\u00f3n <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"text\" id=\"wpforms-3024-field_10\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][10]\" required><\/div><div id=\"wpforms-3024-field_11-container\" class=\"wpforms-field wpforms-field-email wpforms-one-half\" data-field-id=\"11\"><label class=\"wpforms-field-label\" for=\"wpforms-3024-field_11\">Email <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"email\" id=\"wpforms-3024-field_11\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][11]\" spellcheck=\"false\" required><\/div><div id=\"wpforms-3024-field_12-container\" class=\"wpforms-field wpforms-field-text wpforms-one-half wpforms-first\" data-field-id=\"12\"><label class=\"wpforms-field-label\" for=\"wpforms-3024-field_12\">D\u00e1tum narodenia <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"text\" id=\"wpforms-3024-field_12\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][12]\" required><\/div><div id=\"wpforms-3024-field_14-container\" class=\"wpforms-field wpforms-field-text wpforms-one-half\" data-field-id=\"14\"><label class=\"wpforms-field-label\" for=\"wpforms-3024-field_14\">Obec\/mesto <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"text\" id=\"wpforms-3024-field_14\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][14]\" required><\/div><div id=\"wpforms-3024-field_13-container\" class=\"wpforms-field wpforms-field-number wpforms-one-half wpforms-first\" data-field-id=\"13\"><label class=\"wpforms-field-label\" for=\"wpforms-3024-field_13\">PS\u010c <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"number\" id=\"wpforms-3024-field_13\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][13]\" required><\/div><div id=\"wpforms-3024-field_15-container\" class=\"wpforms-field wpforms-field-checkbox\" data-field-id=\"15\"><label class=\"wpforms-field-label wpforms-label-hide\">Suhlas <span class=\"wpforms-required-label\">*<\/span><\/label><ul id=\"wpforms-3024-field_15\" class=\"wpforms-field-required\"><li class=\"choice-1 depth-1\"><input type=\"checkbox\" id=\"wpforms-3024-field_15_1\" name=\"wpforms[fields][15][]\" value=\"Odoslan\u00edm kontaktn\u00fdch \u00fadajov vyjadrujem s\u00fahlas so spracovan\u00edm t\u00fdchto \u00fadajov za \u00fa\u010delom oslovenia s ponukou na uzatvorenie finan\u010dn\u00fdch produktov v s\u00falade so z\u00e1konom \u010d. 122\/2013 Z.z. o ochrane osobn\u00fdch \u00fadajov v znen\u00ed neskor\u0161\u00edch predpisov.\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-3024-field_15_1\">Odoslan\u00edm kontaktn\u00fdch \u00fadajov vyjadrujem s\u00fahlas so spracovan\u00edm t\u00fdchto \u00fadajov za \u00fa\u010delom oslovenia s ponukou na uzatvorenie finan\u010dn\u00fdch produktov v s\u00falade so z\u00e1konom \u010d. 122\/2013 Z.z. o ochrane osobn\u00fdch \u00fadajov v znen\u00ed neskor\u0161\u00edch predpisov.<\/label><\/li><\/ul><\/div><\/div><!-- .wpforms-field-container --><div class=\"wpforms-submit-container\" ><input type=\"hidden\" name=\"wpforms[id]\" value=\"3024\"><input type=\"hidden\" name=\"page_title\" value=\"\"><input type=\"hidden\" name=\"page_url\" value=\"https:\/\/www.poistim.sk\/sklm\/wp-json\/wp\/v2\/pages\/1978\"><button type=\"submit\" name=\"wpforms[submit]\" id=\"wpforms-submit-3024\" class=\"wpforms-submit\" data-alt-text=\"Odosiela sa...\" data-submit-text=\"Odosla\u0165\" aria-live=\"assertive\" value=\"wpforms-submit\">Odosla\u0165<\/button><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.poistim.sk\/wp-content\/plugins\/wpforms\/assets\/images\/submit-spin.svg\" class=\"wpforms-submit-spinner\" style=\"display: none;\" width=\"26\" height=\"26\" alt=\"Loading\"><\/div><\/form><\/div>  <!-- .wpforms-container -->[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][nectar_global_section id=&#8221;1206&#8243;][\/vc_column][\/vc_row][vc_row type=&#8221;full_width_background&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; top_padding=&#8221;1%&#8221; bottom_padding=&#8221;5%&#8221; top_margin=&#8221;70px&#8221; bottom_margin=&#8221;70px&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; shape_type=&#8221;&#8221; gradient_type=&#8221;default&#8221;][vc_column column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;left&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;5px&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;advanced&#8221; gradient_type=&#8221;default&#8221; offset=&#8221;vc_hidden-sm vc_hidden-xs&#8221;][vc_column_text css=&#8221;.vc_custom_1669196114620{padding-bottom: 20px !important;padding-left: 10px !important;}&#8221;]\n<h2 style=\"text-align: left;\"><span style=\"color: #e20714;\">\u010co je havarijn\u00e9<\/span><br \/>\n<span style=\"color: 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row_position_tablet=&#8221;inherit&#8221; row_position_phone=&#8221;inherit&#8221; overflow=&#8221;visible&#8221; pointer_events=&#8221;all&#8221;][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; overflow=&#8221;visible&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text css=&#8221;.vc_custom_1669196276084{padding-right: 25px !important;padding-left: 25px !important;}&#8221;]\n<h3 style=\"text-align: left;\">Havarijn\u00e9<br \/>\npoistenie<\/h3>\n<p>Havarijn\u00e9 poistenie (tzv. KASKO) je poistenie, pri ktorom si poistn\u00edk uzatv\u00e1ra poistn\u00fa zmluvu s vybranou pois\u0165ov\u0148ou. Poistn\u00e1 zmluva zabezpe\u010duje n\u00e1hradu \u0161kody, ktor\u00e1 vznikne pri jednom z riz\u00edk alebo pri kombin\u00e1cii ty\u0301chto riz\u00edk spojeny\u0301ch s vozidlom:<\/p>\n<p>hav\u00e1ria, po\u0161kodenie alebo zni\u010denie vozidla n\u00e1hodnou udalos\u0165ou vzniknutou n\u00e1razom alebo stretom<\/p>\n<p>\u0161kody na vozidle v d\u00f4sledku \u017eivelnej pohromy (z\u00e1plava, krupobitie, po\u017eiar, p\u00e1d stromu, v\u00edchrica, zosuv p\u00f4dy, a pod.)<\/p>\n<p>odcudzenie vozidla alebo \u010dast\u00ed vozidla<\/p>\n<p>vandalizmus, kr\u00e1de\u017e vl\u00e1man\u00edm alebo l\u00fape\u017eny\u0301m prepadnut\u00edm[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/tab][tab icon_family=&#8221;iconsmind&#8221; title=&#8221;Pripoistenia&#8221; id=&#8221;1698580731366-0&#8243; tab_id=&#8221;1698580731366-7&#8243; icon_iconsmind=&#8221;iconsmind-Euro-Sign&#8221;][vc_row_inner column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; 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overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text css=&#8221;.vc_custom_1669196355103{padding-right: 25px !important;padding-left: 25px !important;}&#8221;]\n<h3 style=\"text-align: left;\">Pripoistenia<\/h3>\n<p>pripoistenie nad\u0161tandardny\u0301ch asisten\u010dny\u0301ch slu\u017eieb<\/p>\n<p>pripoistenie skiel<\/p>\n<p>pripoistenie pr\u00e1vnej ochrany<\/p>\n<p>pripoistenie n\u00e1hradn\u00e9ho vozidla<\/p>\n<p>pripoistenie bato\u017einy<\/p>\n<p>pripoistenie finan\u010dnej straty \u2013 GAP (v pr\u00edpade kr\u00e1de\u017ee alebo tot\u00e1lnej \u0161kody kryje vozidlo vo vy\u0301\u0161ke hodnoty nov\u00e9ho vozidla)[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/tab][\/tabbed_section][\/vc_column][\/vc_row][vc_row type=&#8221;full_width_content&#8221; 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KASKO) je poistenie, pri ktorom si poistn\u00edk uzatv\u00e1ra poistn\u00fa zmluvu s vybranou pois\u0165ov\u0148ou. Poistn\u00e1 zmluva zabezpe\u010duje n\u00e1hradu \u0161kody, ktor\u00e1 vznikne pri jednom z riz\u00edk alebo pri kombin\u00e1cii ty\u0301chto riz\u00edk spojeny\u0301ch s vozidlom:<\/p>\n<p>hav\u00e1ria, po\u0161kodenie alebo zni\u010denie vozidla n\u00e1hodnou udalos\u0165ou vzniknutou n\u00e1razom alebo stretom<\/p>\n<p>\u0161kody na vozidle v d\u00f4sledku \u017eivelnej pohromy (z\u00e1plava, krupobitie, po\u017eiar, p\u00e1d stromu, v\u00edchrica, zosuv p\u00f4dy, a pod.)<\/p>\n<p>odcudzenie vozidla alebo \u010dast\u00ed vozidla<\/p>\n<p>vandalizmus, kr\u00e1de\u017e vl\u00e1man\u00edm alebo l\u00fape\u017eny\u0301m prepadnut\u00edm[\/vc_column_text][\/tab][tab icon_family=&#8221;iconsmind&#8221; title=&#8221;Pripoistenia&#8221; id=&#8221;1698580731447-5&#8243; tab_id=&#8221;1698580731448-5&#8243; icon_iconsmind=&#8221;iconsmind-Euro-Sign&#8221;][vc_column_text css=&#8221;.vc_custom_1669196382220{padding-top: 40px !important;padding-right: 25px !important;padding-bottom: 40px !important;padding-left: 25px !important;}&#8221;]\n<h3 style=\"text-align: left;\">Pripoistenia<\/h3>\n<p>pripoistenie nad\u0161tandardny\u0301ch asisten\u010dny\u0301ch slu\u017eieb<\/p>\n<p>pripoistenie skiel<\/p>\n<p>pripoistenie pr\u00e1vnej ochrany<\/p>\n<p>pripoistenie n\u00e1hradn\u00e9ho vozidla<\/p>\n<p>pripoistenie bato\u017einy<\/p>\n<p>pripoistenie finan\u010dnej straty \u2013 GAP (v pr\u00edpade kr\u00e1de\u017ee alebo tot\u00e1lnej \u0161kody kryje vozidlo vo vy\u0301\u0161ke hodnoty nov\u00e9ho vozidla)[\/vc_column_text][\/tab][\/tabbed_section][\/vc_column][\/vc_row][vc_row type=&#8221;full_width_background&#8221; 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border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][nectar_lottie trigger_type=&#8221;play&#8221; mobile_func=&#8221;default&#8221; trigger_offset=&#8221;0.00,100.00&#8243; frame_constraint=&#8221;0.00,100.00&#8243; height_desktop=&#8221;400px&#8221; alignment=&#8221;center&#8221; preserve_aspect_ratio=&#8221;xMidYMid meet&#8221; json_url=&#8221;https:\/\/assets1.lottiefiles.com\/packages\/lf20_5t2T4v0OBk.json&#8221;][\/vc_column_inner][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; overflow=&#8221;visible&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/2&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]\n<h2>\u010casto kladen\u00e9 ot\u00e1zky<\/h2>\n[\/vc_column_text][toggles style=&#8221;minimal&#8221; accordion=&#8221;true&#8221; accordion_starting_functionality=&#8221;closed&#8221;][toggle color=&#8221;Default&#8221; heading_tag=&#8221;default&#8221; heading_tag_functionality=&#8221;default&#8221; title=&#8221;Mus\u00ed ma\u0165 moje vozidlo PZP (povinn\u00e9 zmluvn\u00e9 poistenie)?&#8221;][vc_column_text]\u00c1no. Ak by ste nemali uzatvoren\u00e9 PZP, Okresn\u00fd \u00farad Odbor dopravy V\u00e1m za\u0161le pokutu, presne ako pri neplatnom STK alebo emisnej kontrole. Pri k\u00fape ojazden\u00e9ho vozidlo mus\u00ed by\u0165 PZP uzatvoren\u00e9 v de\u0148 odhl\u00e1senia vozidla p\u00f4vodn\u00fdm majite\u013eom. Pri k\u00fape nov\u00e9ho vozidla v de\u0148, kedy dostanete technick\u00fd preukaz. St\u00e1le e\u0161te pred prihl\u00e1sen\u00edm na pol\u00edcii.[\/vc_column_text][vc_column_text][\/vc_column_text][\/toggle][toggle color=&#8221;Default&#8221; heading_tag=&#8221;default&#8221; heading_tag_functionality=&#8221;default&#8221; title=&#8221;Kedy je potrebn\u00e9 zaplati\u0165 povinn\u00e9 zmluvn\u00e9 poistenie?&#8221;][vc_column_text]Hne\u010f v de\u0148 uzatvorenia. Do zaplatenia je vozidlo nepoisten\u00e9.[\/vc_column_text][\/toggle][toggle color=&#8221;Default&#8221; heading_tag=&#8221;default&#8221; heading_tag_functionality=&#8221;default&#8221; title=&#8221;Mus\u00edm PZP plati\u0165 na cel\u00fd rok vopred?&#8221;][vc_column_text]Povinn\u00e9 zmluvn\u00e9 poistenie je mo\u017en\u00e9 zaplati\u0165 bu\u010f jednou spl\u00e1tkou na cel\u00fd rok alebo dvoma spl\u00e1tkami polro\u010dne, alebo \u0161tyroma spl\u00e1tkami \u0161tvr\u0165ro\u010dne. Najv\u00fdhodnej\u0161ie je ro\u010dn\u00e1 platba. Pri ostatn\u00fdch sa cena navy\u0161uje.[\/vc_column_text][\/toggle][toggle color=&#8221;Default&#8221; heading_tag=&#8221;default&#8221; heading_tag_functionality=&#8221;default&#8221; title=&#8221;Ako m\u00f4\u017eem zaplati\u0165 PZP?&#8221;][vc_column_text]Plati\u0165 m\u00f4\u017eete z v\u00e1\u0161ho \u00fa\u010dtu prevodom, \u0161ekom na po\u0161te, vkladom v banke. Nie je mo\u017en\u00e9 plati\u0165 u n\u00e1s na pobo\u010dke.[\/vc_column_text][\/toggle][toggle color=&#8221;Default&#8221; heading_tag=&#8221;default&#8221; heading_tag_functionality=&#8221;default&#8221; title=&#8221;Ak\u00fdm sp\u00f4sobom m\u00f4\u017eem vypoveda\u0165 PZP (povinn\u00e9 zmluvn\u00e9 poistenie)?&#8221;][vc_column_text]\n<div>\n<div>Pozn\u00e1me 4 r\u00f4zn\u00e9 pr\u00edpady v\u00fdpovede:<u><\/u><u><\/u><\/div>\n<\/div>\n<div><strong>1. V\u00fdpove\u010f pri predaji<\/strong><u><\/u><u><\/u><\/div>\n<div>Klient mus\u00ed nav\u0161t\u00edvi\u0165 osobne na\u0161u pobo\u010dku. Je potrebn\u00e9 prinies\u0165 ve\u013ek\u00fd technick\u00fd preukaz (odhl\u00e1sen\u00fd p\u00f4vodn\u00fdm majite\u013eom alebo u\u017e prihl\u00e1sen\u00fd na nov\u00e9ho majite\u013ea). Sta\u010d\u00ed fotok\u00f3pia. Pozor, mus\u00ed by\u0165 \u010ditate\u013en\u00e1. N\u00e1sledne sp\u00ed\u0161eme v\u00fdpove\u010f, ktor\u00fa podp\u00ed\u0161e. V\u00fdpove\u010f odosielame my. Klient ni\u010d neplat\u00ed. Proces trv\u00e1 p\u00e1r min\u00fat.<u><\/u><u><\/u><\/div>\n<div><b>2.<\/b>\u00a0<strong>Do\u010dasn\u00e9 vyradenie vozidla alebo zo\u0161rotovanie<\/strong><u><\/u><u><\/u><\/div>\n<div>Postup je ve\u013emi podobn\u00fd. Je potrebn\u00e9 donies\u0165 bu\u010f potrvdenie zo \u0161rotoviska alebo ak je vozidlo do\u010dasne odhl\u00e1sen\u00e9, tak potvrdenie od pol\u00edcie.<u><\/u><u><\/u><\/div>\n<div><strong>3. Ak chce klient zmeni\u0165 PZP (6-t\u00fd\u017ed\u0148ov\u00e1 v\u00fdpove\u010f)<\/strong><u><\/u><u><\/u><\/div>\n<div>2-3 mesiace pred v\u00fdro\u010d\u00edm zmluvy pr\u00edde klientovi po\u0161tou nov\u00fd predpis (suma poistenia na \u010fal\u0161\u00ed rok). Vtedy si m\u00f4\u017ee klient preveri\u0165, \u010di m\u00f4\u017ee uzavrie\u0165 v\u00fdhodnej\u0161ie poistenie. V\u00fd\u0161ku konkuren\u010dn\u00fdch poisten\u00ed je mo\u017en\u00e9 overi\u0165 cez na\u0161u online kalkula\u010dku alebo ak preferujete osobn\u00fd kontakt, tak telefonicky. Ak dostane v\u00fdhodnej\u0161iu ponuku, m\u00f4\u017ee zmenit poistenie. Klientovi odpor\u00fa\u010dame st\u00e1le prerat\u00e1va\u0165, preto\u017ee m\u00f4\u017eu u\u0161etri\u0165. Pri zmene poistenia je potrebn\u00e9 pr\u00eds\u0165 osobne. P\u00f4vodn\u00e9 poistenie je nutn\u00e9 zru\u0161i\u0165. Ak by klient uzatvoril nov\u00e9 poistenie a nezru\u0161il p\u00f4vodn\u00e9, d\u00f4jde k duplicitn\u00e9mu poisteniu. Plat\u00ed p\u00f4vodn\u00e9 PZP. Ak klient p\u00f4vodn\u00e9 PZP nezru\u0161\u00ed, ale nezaplat\u00ed, poistov\u0148a mu zru\u0161\u00ed nezaplaten\u00e9 poistenie, ale a\u017e po 3 mesiacoch. T\u00fdm p\u00e1dom je potrebn\u00e9 doplati\u0165 alikv\u00f3tnu \u010das\u0165.<u><\/u><u><\/u><\/div>\n<div><strong>4. V\u00fdpove\u010f novo uzatvoren\u00e9ho poistenia<\/strong><u><\/u><u><\/u><\/div>\n<div>Pri novo uzatvorenej zmluve je 2 mesiace po podpise lehota na zru\u0161enie. Neplat\u00ed to v pr\u00edpade, \u017ee povinn\u00e9 zmluvn\u00e9 poistenie pokra\u010duje z minul\u00e9ho obdobia<u><\/u><u><\/u><\/div>\n[\/vc_column_text][\/toggle][toggle color=&#8221;Default&#8221; heading_tag=&#8221;default&#8221; heading_tag_functionality=&#8221;default&#8221; title=&#8221;Ako funguj\u00fa pripoistenia?&#8221;][vc_column_text]Na rozdiel od povinn\u00e9ho zmluvn\u00e9ho poistenia, ktor\u00fdm kryjete \u0161kody, ktor\u00e9 sp\u00f4sob\u00edte na inom vozidle, pripoistenia kryj\u00fa \u0161kody na va\u0161om vozidle. Tieto pripoistenia nenahr\u00e1dzaj\u00fa havarijn\u00e9 poistenie, preto\u017ee maj\u00fa ni\u017e\u0161ie krytie a viac v\u00fdluk. Napr\u00edklad, nie ka\u017ed\u00e1 pois\u0165ov\u0148a pripois\u0165uje Eur\u00f3pu, ale len Slovensko. Ak sa stane \u0161kodov\u00e1 udalos\u0165 mimo Slovenska, poistenie neplat\u00ed.[\/vc_column_text][\/toggle][\/toggles][nectar_cta btn_style=&#8221;text-reveal-wave&#8221; heading_tag=&#8221;span&#8221; button_color=&#8221;extra-color-1&#8243; text_color=&#8221;#ffffff&#8221; button_border_color=&#8221;#e20714&#8243; button_border_color_hover=&#8221;#e20714&#8243; button_border_thickness=&#8221;4px&#8221; link_type=&#8221;new_tab&#8221; alignment=&#8221;left&#8221; alignment_tablet=&#8221;default&#8221; alignment_phone=&#8221;default&#8221; constrain_group_3=&#8221;yes&#8221; constrain_group_4=&#8221;yes&#8221; display=&#8221;inline&#8221; display_tablet=&#8221;inherit&#8221; display_phone=&#8221;inherit&#8221; icon_family=&#8221;none&#8221; link_text=&#8221;Vypo\u010d\u00edta\u0165 cenu poistenia&#8221; padding_top=&#8221;0.8em&#8221; padding_bottom=&#8221;0.8em&#8221; padding_left=&#8221;2.2em&#8221; padding_right=&#8221;2.2em&#8221; margin_right=&#8221;1em&#8221; font_size_tablet=&#8221;14&#8243; url=&#8221;https:\/\/kalkulacka.poistim.sk\/formularint\/havarijne-poistenie\/automobily\/zakladne-udaje\/?ref=781895004bc8c6143a1b723160a76ea2&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"<p>[vc_row type=&#8221;full_width_content&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; class=&#8221;gradienthome&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; gradient_type=&#8221;default&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; top_margin=&#8221;60px&#8221; bottom_margin=&#8221;60px&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221;&#8230;<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-1978","page","type-page","status-publish"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>NAJV\u00ddHODNEJ\u0160IE havarijn\u00e9 poistenie - Merkury Broker<\/title>\n<meta name=\"description\" content=\"M\u00e1te z\u00e1ujem o najv\u00fdhodnej\u0161ie havarijn\u00e9 poistenie? 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