{"id":1452,"date":"2022-12-12T14:25:44","date_gmt":"2022-12-12T13:25:44","guid":{"rendered":"https:\/\/www.poistim.sk\/podnikatelsky-uver\/"},"modified":"2024-05-07T16:31:35","modified_gmt":"2024-05-07T14:31:35","slug":"podnikatelsky-uver","status":"publish","type":"page","link":"https:\/\/www.poistim.sk\/skpp\/podnikatelsky-uver\/","title":{"rendered":"Podnikate\u013esk\u00fd \u00faver"},"content":{"rendered":"[vc_row type=”full_width_content” full_screen_row_position=”middle” column_margin=”default” equal_height=”yes” content_placement=”middle” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overflow=”visible” class=”gradienthome” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” gradient_type=”default” shape_type=””][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” top_margin=”60px” bottom_margin=”60px” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” column_padding_type=”default” gradient_type=”default” offset=”vc_hidden-sm vc_hidden-xs”][vc_row_inner content_placement=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” left_padding_desktop=”90px” constrain_group_2=”yes” right_padding_desktop=”90px” left_padding_phone=”10px” constrain_group_6=”yes” right_padding_phone=”10px” text_align=”left” row_position=”default” row_position_tablet=”inherit” row_position_phone=”inherit” overflow=”visible” pointer_events=”all” class=”box-style”][vc_column_inner top_padding_desktop=”10%” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” overflow=”visible” el_class=”homebann” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/2″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” column_padding_type=”advanced” gradient_type=”default”][nectar_highlighted_text text_color=”#ffffff” scribble_color=”#ff4f4f” style=”scribble” scribble_shape=”basic-underline” scribble_thickness=”regular” scribble_speed=”0s” scribble_easing=”ease_in_out” disable_mobile_animation=”true” custom_font_size=”60px” font_size_tablet=”7vw” font_line_height=”72px”]\n

Podnikate\u013esk\u00fd
\n<\/em>
\n\u00faver.<\/h1>\n[\/nectar_highlighted_text][vc_column_text css=”.vc_custom_1715091574499{margin-top: 40px !important;margin-bottom: 80px !important;}”]Aby bolo podnikanie jednoduch\u0161ie<\/strong>[\/vc_column_text][nectar_cta btn_style=”text-reveal-wave” heading_tag=”span” button_color=”extra-color-1″ text_color=”#ffffff” button_border_color=”#e20714″ button_border_color_hover=”#e20714″ button_border_thickness=”4px” link_type=”new_tab” alignment=”left” alignment_tablet=”default” alignment_phone=”default” constrain_group_3=”yes” constrain_group_4=”yes” display=”inline” display_tablet=”inherit” display_phone=”inherit” icon_family=”none” link_text=”\u017diados\u0165 o kalkul\u00e1ciu \u00faveru” padding_top=”0.8em” padding_bottom=”0.8em” padding_left=”2.2em” padding_right=”2.2em” margin_right=”1em” font_size_tablet=”14″ url=”https:\/\/docs.google.com\/forms\/d\/e\/1FAIpQLSd22KiKkscMdQGYyYDoPrkEo_oVv8WeVglYLXsDi3GGZQl-wg\/viewform”][vc_column_text][\/vc_column_text][nectar_lottie trigger_type=”autoplay” mobile_func=”default” frame_constraint=”0.00,100.00″ alignment=”left” preserve_aspect_ratio=”xMidYMid meet” json_url=”https:\/\/assets2.lottiefiles.com\/packages\/lf20_cYWJg2.json” class_name=”animevedlaceny”][vc_column_text el_class=”textvedlaceny” css=”.vc_custom_1671091819235{border-left-width: 1px !important;padding-left: 5% !important;border-left-color: rgba(255,255,255,0.2) !important;border-left-style: solid !important;}”](5\/5) V tomto roku u\u017e viac
\nako 1000 spokojn\u00fdch klientov[\/vc_column_text][\/vc_column_inner][vc_column_inner column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” overflow=”visible” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/2″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” column_padding_type=”default” gradient_type=”default”][image_with_animation image_url=”317″ image_size=”full” animation_type=”entrance” animation=”None” animation_movement_type=”transform_y” hover_animation=”none” alignment=”right” border_radius=”none” box_shadow=”none” image_loading=”default” max_width=”100%” max_width_mobile=”default”][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row type=”full_width_content” full_screen_row_position=”middle” column_margin=”default” equal_height=”yes” content_placement=”middle” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overflow=”visible” class=”gradienthome” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” gradient_type=”default” shape_type=””][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” top_margin=”60px” bottom_margin=”60px” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” column_padding_type=”default” gradient_type=”default” offset=”vc_hidden-lg vc_hidden-md”][vc_row_inner content_placement=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” left_padding_desktop=”90px” constrain_group_2=”yes” right_padding_desktop=”90px” left_padding_phone=”10px” constrain_group_6=”yes” right_padding_phone=”10px” text_align=”left” row_position=”default” row_position_tablet=”inherit” row_position_phone=”inherit” overflow=”visible” pointer_events=”all” class=”box-style”][vc_column_inner left_padding_desktop=”20px” right_padding_desktop=”20px” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” overflow=”visible” el_class=”homebann” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” column_padding_type=”advanced” gradient_type=”default”][nectar_highlighted_text text_color=”#ffffff” scribble_color=”#ff4f4f” style=”scribble” scribble_shape=”basic-underline” scribble_thickness=”regular” scribble_speed=”0s” scribble_easing=”ease_in_out” disable_mobile_animation=”true” custom_font_size=”4vw” font_size_tablet=”7vw” font_line_height=”1.1em”]\n

Podnikate\u013esk\u00fd
\n<\/em>\u00faver.<\/h1>\n[\/nectar_highlighted_text][vc_column_text css=”.vc_custom_1715091578903{margin-top: 40px !important;margin-bottom: 80px !important;}”]Aby bolo podnikanie jednoduch\u0161ie<\/strong>[\/vc_column_text][nectar_cta btn_style=”text-reveal-wave” heading_tag=”span” button_color=”extra-color-1″ text_color=”#ffffff” button_border_color=”#e20714″ button_border_color_hover=”#e20714″ button_border_thickness=”4px” link_type=”new_tab” alignment=”left” alignment_tablet=”default” alignment_phone=”default” constrain_group_3=”yes” constrain_group_4=”yes” display=”inline” display_tablet=”inherit” display_phone=”inherit” icon_family=”none” link_text=”\u017diados\u0165 o kalkul\u00e1ciu \u00faveru” padding_top=”0.8em” padding_bottom=”0.8em” padding_left=”2.2em” padding_right=”2.2em” margin_right=”1em” font_size_tablet=”14″ url=”https:\/\/docs.google.com\/forms\/d\/e\/1FAIpQLSd22KiKkscMdQGYyYDoPrkEo_oVv8WeVglYLXsDi3GGZQl-wg\/viewform”][vc_column_text][\/vc_column_text][image_with_animation image_url=”349″ image_size=”full” animation_type=”entrance” animation=”None” animation_movement_type=”transform_y” hover_animation=”none” alignment=”” border_radius=”none” box_shadow=”none” image_loading=”default” max_width=”100%” max_width_mobile=”default” el_class=”animevedlaceny”][vc_column_text el_class=”textvedlaceny” css=”.vc_custom_1671091825962{border-left-width: 1px !important;padding-left: 5% !important;border-left-color: rgba(255,255,255,0.2) !important;border-left-style: solid !important;}”](5\/5) V tomto roku u\u017e viac
\nako 1000 spokojn\u00fdch klientov[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overflow=”visible” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none”][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” top_margin=”5%” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” column_padding_type=”default” gradient_type=”default”][nectar_global_section id=”1214″][\/vc_column][\/vc_row][vc_row type=”full_width_background” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” top_padding=”1%” bottom_padding=”5%” top_margin=”70px” bottom_margin=”70px” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overflow=”visible” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” shape_type=”” gradient_type=”default”][vc_column column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”left” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”5px” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” column_padding_type=”advanced” gradient_type=”default” offset=”vc_hidden-sm vc_hidden-xs”][vc_column_text css=”.vc_custom_1670851311193{padding-bottom: 20px !important;padding-left: 10px !important;}”]\n

Podnikate\u013esk\u00fd
\n\u00faver<\/span><\/h2>\n[\/vc_column_text][tabbed_section style=”vertical_scrolling” tab_color=”Accent-Color” vs_navigation_func=”default” vs_navigation_width=”regular” vs_navigation_spacing=”15px” vs_navigation_mobile_display=”visible” vs_tab_spacing=”0%” vs_tab_tag=”p” vs_cta_style=”see-through” vs_cta_bg_color=”default” vs_cta_heading_tag=”h6″ vs_sticky_aspect=”default”][tab icon_family=”iconsmind” title=”Kontokorentn\u00fd \u00faver” id=”1715092286267-7″ tab_id=”1715092286267-3″ icon_iconsmind=”iconsmind-Euro”][vc_row_inner column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” text_align=”left” row_position=”default” row_position_tablet=”inherit” row_position_phone=”inherit” overflow=”visible” pointer_events=”all”][vc_column_inner column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” overflow=”visible” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][vc_column_text css=”.vc_custom_1715091604351{padding-right: 25px !important;padding-left: 25px !important;}”]\n

Kontokorentn\u00fd
\n\u00faver<\/h3>\n

Poskytuje sa formou debetn\u00e9ho \u00faverov\u00e9ho r\u00e1mca nastaven\u00e9ho priamo na podnikate\u013eskom \u00fa\u010dte klienta. Spl\u00e1canie tohto \u00faveru je priebe\u017en\u00e9, v z\u00e1vislosti od prip\u00edsania finan\u010dn\u00fdch prostriedkov na podnikate\u013esk\u00fd \u00fa\u010det. Splaten\u00fa \u010das\u0165 kontokorentn\u00e9ho \u00faveru je mo\u017en\u00e9 op\u00e4tovne \u010derpa\u0165.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/tab][tab icon_family=”iconsmind” title=”Spl\u00e1tkov\u00fd \u00faver” id=”1715092286280-5″ tab_id=”1715092286280-5″ icon_iconsmind=”iconsmind-Euro”][vc_row_inner column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” text_align=”left” row_position=”default” row_position_tablet=”inherit” row_position_phone=”inherit” overflow=”visible” pointer_events=”all”][vc_column_inner column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” overflow=”visible” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][vc_column_text css=”.vc_custom_1670851441885{padding-right: 25px !important;padding-left: 25px !important;}”]\n

Spl\u00e1tkov\u00fd
\n\u00faver<\/h3>\n

Revolvingov\u00fd \u00faver<\/strong>
\nRevolvingov\u00fd \u00faver je \u00fa\u010delov\u00e9 \u010derpanie \u00faveru. Spl\u00e1canie \u00faveru prebieha formou spl\u00e1tok v dohodnutej v\u00fd\u0161ke k dohodnut\u00fdm term\u00ednom. Lehota splatnosti je jedno zvy\u010dajne dohodnut\u00e9 obdobie, maxim\u00e1lne v\u0161ak po dobu jedn\u00e9ho roka. Spolu maxim\u00e1lne 5 obdob\u00ed.
\nZabezpe\u010denie:\u00a0<\/strong>vlastn\u00e1 biankozmenka \u00a0vystaven\u00e1 majite\u013emi, poh\u013ead\u00e1vky z obchodn\u00e9ho styku, hnute\u013en\u00fd majetok, z\u00e1soby, nehnute\u013en\u00fd majetok, resp. in\u00fd majetok akceptovan\u00fd bankou<\/p>\n

Kr\u00e1tkodob\u00fd, strednodob\u00fd, dlhodob\u00fd \u00faver<\/strong>
\nTieto druhy \u00faveru s\u00fa poskytovan\u00e9 na \u00fa\u010delov\u00e9 \u010derpanie \u00faveru. Spl\u00e1canie \u00faveru prebieha formou spl\u00e1tok v dohodnutej v\u00fd\u0161ke k dohodnut\u00fdm term\u00ednom. Lehota splatnosti je ur\u010den\u00e1 v z\u00e1vislosti od druhu \u00faveru: kr\u00e1tkodob\u00fd maxim\u00e1lne po dobu jedn\u00e9ho roka, strednodob\u00fd maxim\u00e1lne po dobu piatich rokov, dlhodob\u00fd maxim\u00e1lne po dobu desiatich rokov, v z\u00e1vislosti od \u017eivotnosti financovanej invest\u00edcie.
\nZabezpe\u010denie:<\/strong>\u00a0vlastn\u00e1 biankozmenka \u00a0vystaven\u00e1 majite\u013emi, poh\u013ead\u00e1vky z obchodn\u00e9ho styku, hnute\u013en\u00fd majetok, z\u00e1soby, nehnute\u013en\u00fd majetok, resp. in\u00fd majetok akceptovan\u00fd bankou[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/tab][tab icon_family=”iconsmind” title=”Financovanie projektu” id=”1715092286293-10″ tab_id=”1715092286293-8″ icon_iconsmind=”iconsmind-Euro”][vc_row_inner column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” text_align=”left” row_position=”default” row_position_tablet=”inherit” row_position_phone=”inherit” overflow=”visible” pointer_events=”all”][vc_column_inner column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” overflow=”visible” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][vc_column_text css=”.vc_custom_1715091627337{padding-right: 25px !important;padding-left: 25px !important;}”]\n

Financovanie
\nprojektu<\/h3>\n

Ide o financovanie novovzniknut\u00fdch spolo\u010dnost\u00ed zalo\u017een\u00fdch za \u00fa\u010delom realiz\u00e1cie konkr\u00e9tnych projektov (development, v\u00fdstavba, v\u00fdrobn\u00e9 programy, n\u00e1kup podielov spolo\u010dnosti).[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/tab][\/tabbed_section][\/vc_column][\/vc_row][vc_row type=”full_width_content” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” top_padding=”1%” bottom_padding=”1%” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overflow=”visible” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” shape_type=”” gradient_type=”default”][vc_column left_padding_phone=”10px” right_padding_phone=”10px” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”left” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”5px” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” column_padding_type=”advanced” gradient_type=”default” offset=”vc_hidden-lg vc_hidden-md”][vc_column_text css=”.vc_custom_1670851320879{padding-bottom: 20px !important;padding-left: 10px !important;}”]\n

Podnikate\u013esk\u00fd
\n<\/span>\u00faver<\/span><\/h2>\n[\/vc_column_text][tabbed_section style=”minimal_alt” tab_change_animation=”fade” alignment=”left” spacing=”default” tab_color=”Accent-Color” vs_content_animation=”fade” vs_link_animation=”opacity” vs_navigation_alignment=”left” vs_navigation_width_2=”25%” vs_navigation_func=”default” vs_navigation_width=”regular” vs_navigation_spacing=”15px” vs_navigation_mobile_display=”visible” vs_tab_spacing=”0%” cta_button_style=”accent-color” icon_size=”24″][tab icon_family=”iconsmind” title=”Kontokorentn\u00fd \u00faver” id=”1715092286324-9″ tab_id=”1715092286325-7″ icon_iconsmind=”iconsmind-Euro”][vc_column_text css=”.vc_custom_1715091659188{padding-top: 40px !important;padding-right: 25px !important;padding-bottom: 40px !important;padding-left: 25px !important;}”]\n

Kontokorentn\u00fd
\n\u00faver<\/h3>\n

Poskytuje sa formou debetn\u00e9ho \u00faverov\u00e9ho r\u00e1mca nastaven\u00e9ho priamo na podnikate\u013eskom \u00fa\u010dte klienta. Spl\u00e1canie tohto \u00faveru je priebe\u017en\u00e9, v z\u00e1vislosti od prip\u00edsania finan\u010dn\u00fdch prostriedkov na podnikate\u013esk\u00fd \u00fa\u010det. Splaten\u00fa \u010das\u0165 kontokorentn\u00e9ho \u00faveru je mo\u017en\u00e9 op\u00e4tovne \u010derpa\u0165.[\/vc_column_text][\/tab][tab icon_family=”iconsmind” title=”Spl\u00e1tkov\u00fd \u00faver” id=”1715092286331-6″ tab_id=”1715092286331-6″ icon_iconsmind=”iconsmind-Euro”][vc_column_text css=”.vc_custom_1670851459230{padding-top: 40px !important;padding-right: 25px !important;padding-bottom: 40px !important;padding-left: 25px !important;}”]\n

Spl\u00e1tkov\u00fd
\n\u00faver<\/h3>\n

Revolvingov\u00fd \u00faver<\/strong>
\nRevolvingov\u00fd \u00faver je \u00fa\u010delov\u00e9 \u010derpanie \u00faveru. Spl\u00e1canie \u00faveru prebieha formou spl\u00e1tok v dohodnutej v\u00fd\u0161ke k dohodnut\u00fdm term\u00ednom. Lehota splatnosti je jedno zvy\u010dajne dohodnut\u00e9 obdobie, maxim\u00e1lne v\u0161ak po dobu jedn\u00e9ho roka. Spolu maxim\u00e1lne 5 obdob\u00ed.
\nZabezpe\u010denie:\u00a0<\/strong>vlastn\u00e1 biankozmenka \u00a0vystaven\u00e1 majite\u013emi, poh\u013ead\u00e1vky z obchodn\u00e9ho styku, hnute\u013en\u00fd majetok, z\u00e1soby, nehnute\u013en\u00fd majetok, resp. in\u00fd majetok akceptovan\u00fd bankou<\/p>\n

Kr\u00e1tkodob\u00fd, strednodob\u00fd, dlhodob\u00fd \u00faver<\/strong>
\nTieto druhy \u00faveru s\u00fa poskytovan\u00e9 na \u00fa\u010delov\u00e9 \u010derpanie \u00faveru. Spl\u00e1canie \u00faveru prebieha formou spl\u00e1tok v dohodnutej v\u00fd\u0161ke k dohodnut\u00fdm term\u00ednom. Lehota splatnosti je ur\u010den\u00e1 v z\u00e1vislosti od druhu \u00faveru: kr\u00e1tkodob\u00fd maxim\u00e1lne po dobu jedn\u00e9ho roka, strednodob\u00fd maxim\u00e1lne po dobu piatich rokov, dlhodob\u00fd maxim\u00e1lne po dobu desiatich rokov, v z\u00e1vislosti od \u017eivotnosti financovanej invest\u00edcie.
\nZabezpe\u010denie:<\/strong>\u00a0vlastn\u00e1 biankozmenka \u00a0vystaven\u00e1 majite\u013emi, poh\u013ead\u00e1vky z obchodn\u00e9ho styku, hnute\u013en\u00fd majetok, z\u00e1soby, nehnute\u013en\u00fd majetok, resp. in\u00fd majetok akceptovan\u00fd bankou[\/vc_column_text][\/tab][tab icon_family=”iconsmind” title=”Financovanie projektu” id=”1715092286337-2″ tab_id=”1715092286337-6″ icon_iconsmind=”iconsmind-Euro”][vc_column_text css=”.vc_custom_1715091648250{padding-top: 40px !important;padding-right: 25px !important;padding-bottom: 40px !important;padding-left: 25px !important;}”]\n

Financovanie
\nprojektu<\/h3>\n

Ide o financovanie novovzniknut\u00fdch spolo\u010dnost\u00ed zalo\u017een\u00fdch za \u00fa\u010delom realiz\u00e1cie konkr\u00e9tnych projektov (development, v\u00fdstavba, v\u00fdrobn\u00e9 programy, n\u00e1kup podielov spolo\u010dnosti).[\/vc_column_text][\/tab][\/tabbed_section][\/vc_column][\/vc_row][vc_row type=”full_width_background” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” bg_color=”#eaf1f2″ scene_position=”center” top_padding=”50px” bottom_padding=”50px” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overflow=”visible” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” gradient_type=”default” shape_type=””][vc_column right_padding_desktop=”30px” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/2″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” column_padding_type=”advanced” gradient_type=”default”][nectar_lottie trigger_type=”play” mobile_func=”default” trigger_offset=”0.00,100.00″ frame_constraint=”0.00,100.00″ height_desktop=”400px” alignment=”center” preserve_aspect_ratio=”xMidYMid meet” json_url=”https:\/\/assets1.lottiefiles.com\/packages\/lf20_5t2T4v0OBk.json”][\/vc_column][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/2″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” column_padding_type=”default” gradient_type=”default”][vc_column_text]\n

\u010casto kladen\u00e9 ot\u00e1zky<\/h2>\n[\/vc_column_text][toggles style=”minimal” accordion=”true” accordion_starting_functionality=”closed”][toggle color=”Default” heading_tag=”default” heading_tag_functionality=”default” title=”Zastupujete viacero b\u00e1nk?”][vc_column_text]\u00c1no, zastupujeme viacero finan\u010dn\u00fdch in\u0161tit\u00faci\u00ed.[\/vc_column_text][vc_column_text][\/vc_column_text][\/toggle][\/toggles][nectar_cta btn_style=”text-reveal-wave” heading_tag=”span” button_color=”extra-color-1″ text_color=”#ffffff” button_border_color=”#e20714″ button_border_color_hover=”#e20714″ button_border_thickness=”4px” link_type=”new_tab” alignment=”left” alignment_tablet=”default” alignment_phone=”default” constrain_group_3=”yes” constrain_group_4=”yes” display=”inline” display_tablet=”inherit” display_phone=”inherit” icon_family=”none” link_text=”M\u00e1m z\u00e1ujem o podnikate\u013esk\u00fd \u00faver” padding_top=”0.8em” padding_bottom=”0.8em” padding_left=”2.2em” padding_right=”2.2em” margin_right=”1em” font_size_tablet=”14″ url=”https:\/\/docs.google.com\/forms\/d\/e\/1FAIpQLSd22KiKkscMdQGYyYDoPrkEo_oVv8WeVglYLXsDi3GGZQl-wg\/viewform”][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"

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